yacht finance consultant

Superyacht Finance

Fortier excels in originating loans for superyachts, supported by a global network of reliable partners.

Fortier excels in originating loans for super yachts, supported by a global network of reliable partners.

Knowledge & Expertise

We specialise in facilitating secured loans tailored to the unique needs of our discerning clients, ensuring that they have the financial support required for their superyacht purchase. Fortier offers a diverse range of financing solutions tailored to meet various situations.

We unlock liquidity in an asset with favourable financing terms to preserve your wealth and investment strategies.

For qualified clients, we provide tailored financing strategies to accommodate various needs, including those purchasing either new or pre-owned superyachts, individuals seeking stage payment financing during construction, or owners exploring options to refinance or monetise their current superyacht holdings.

Purchase Finance

Mortgage range : €2,000,000 – €10,000,000

• Up to 70% LTV for European & Schengen residents.
• Up to 50 % LTV for most international borrowers.

Mortgage range €10,000,000 +

• Up to 60% for European & Schengen residents.
• Up to 50% for most international borrowers.

Lender requirements

• Creditworthiness subject to age, income and global net worth.
• Reputable shipyard or boat of less than 10 years old (case by case).
• Valuation and condition survey required.
• Comprehensive insurance policy (discuss with broker).

Key Considerations

Registration of ownership, project manager, affordability, selection of lender, legal and tax, value added tax (vat), maritime lawyer, leasing finance.

Mortgage range : €1,000,000 – €10,000,000

• Up to 80% LTV for European & Schengen residents.
• Up to 60 % LTV for most international borrowers.
• Up to 70% for European & Schengen residents.

Lender requirements.

• • Creditworthiness subject to age, income and global net worth.

Our committed team possesses expertise in managing the financing requirements of yacht owners, providing customised solutions to optimise financial arrangements in response to evolving circumstances.

Fortier’s commitment to excellence extends to our collaborative partnerships with family offices, challenger banks, and global banking partners. This network enables us to deliver client-focused solutions that align with individual preferences and financial goals. Rest assured, with Fortier, your yacht acquisition journey is not only a pleasure but also an efficiently managed and personalised experience.

Yacht Management

Expert services.

Place your luxury yacht in the right hands with the services of our superyacht management team. Private ownership is an investment, one that requires intimate knowledge and dedicated action to maximize enjoyment and ensure quality maintenance. We provide unparalleled services for private ownership, from customized construction to financial planning to personalized itineraries. Northrop & Johnson is delighted to work with you to make your ownership of a luxury yacht nothing short of extraordinary, so that all you must worry about is enjoying your superyacht.

Building Your Dreams

From vision to reality, our superyacht management team promises exceptional services for customizing and constructing your own private yacht. Our dedicated team presents a unique opportunity to personalize your yacht design with committed specialists and trade experts. From elite luxury interior designers to renowned naval architects, our professionals intimately understand the industry and provide the finest consultations and counseling throughout your new-build process.

Protecting Your Asset

When purchasing a luxury yacht, it’s vital to understand the potential risks, safety procedures and security protocols to protect your asset, along with those aboard. With our specialists at your disposal, cruising smoothly and safely is assured. Through a thorough understanding of International Safety Management Codes, Maritime Labor Convention regulations and additional proceedings, your yacht ownership experience is made simple, successful and undisturbed.

Assuring Your Travel

Dedicated to providing the perfect luxury yacht experience, we specialize in thorough itinerary planning and destination research. Our experts have an intimate knowledge of shore-based activities, on-water amenities and luxury travel possibilities around the world, perfectly catered to each client’s needs. With a dedicated liaison, there are no bounds to the enjoyment of your yachting experience and the destinations you travel to.

Registration & Regulation

Safety consideration and regulation compliance are vital for luxury yacht travel. Having a department devoted to these concerns keeps your yacht on the water and your enjoyment at a maximum. With a professional consultant, you can register your yacht with ease, thanks to the strong trust built between the the client, the liaison and the country of registration.

Financial Expertise

Like any investment, owning a yacht involves complexity and requires meticulous understanding. We provide a professional team dedicated to bespoke budgets, payroll plans and additional financial matters. The department consists of revered accountants and multi-faceted representatives with personal experience in the yachting industry. On a monthly basis, your specialist will send a breakdown of your yachting expenses and maintain quality assurance throughout your ownership. With the Deep Blue real time yacht management software, we ensure that your yachting needs are taken care of whenever and wherever applicable.

Maintenance & Repairs

Our superyacht management team is an active provider of maintenance and repairs in the luxury yachting industry across the world. Thanks to our impressive reach, clients can enjoy access to the best engineers in technology, safety mechanisms and structural support. With an extensive team and endless resources, necessary repairs are dealt with efficiently and thoroughly. As an N&J client, you will receive the utmost quality maintenance and are guaranteed satisfaction with our services.

Crew Services

It’s undeniable that a captain and crew make or break luxury yacht ownership. Crew is essential for yacht operations, vessel maintenance and on-water hospitality. We provide a truly unique crew database with over 6,500 members worldwide from an extensive array of nationalities. Our superyacht management crew representatives ensure that your captain and crew are thoroughly processed, analyzed and interviewed for the fulfillment of your luxury travel needs. In addition to finding crew, our specialists sustain and support ongoing relationships between crew, captains and owners to ensure that the experience aboard your luxury yacht is nothing short of unforgettable.

Specialist Support

The services of our superyacht management team are thorough, refined and simply extraordinary. Our extensive team of consultants is readily available for any needs that may arise, from legal advice and representation to project negotiations. Having reliable assistance that surpasses expectations enables clients to relax and appreciate the most important part of yachting: your enjoyment.

With our impressive collection of resources, N&J clients can rest assured that their luxury yacht ownership will be as seamless and efficient as possible.

Easy, Fun & Efficient

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Apex Yacht Financing: The Trusted Guide

Understanding yacht financing is crucial when you’re in the market for a dream vessel. The process can be overwhelming, so we want to highlight why choosing the right financing partner is no minor detail. It’s the key to a successful purchase without unnecessary complications.

Enter Apex Yacht Financing . They have cemented themselves as leaders in this space due to their deep understanding of the intricacies involved. What sets Apex Yacht Financing apart is their track record. Their team isn’t just knowledgeable; they have years of experience guiding buyers to smart, effective financing decisions. They’ve seen it all and know how to handle the unpredictability of the yachting industry.

Especially notable is their commitment to customization where they don’t believe in a one-size-fits-all approach. Whether this is your first purchase or you’re an experienced yacht owner, they align their financing solutions with your financial landscape, crafting a plan that’s right for you.

Navigating the financing process requires a captain who knows the waters. With Apex, you’re getting more than just a service; you’re gaining a partnership with a team that prioritizes your financial health and the achievement of your yachting dreams.

Setting Sail with Apex Yacht Financing: A Smooth Voyage to Yacht Ownership

Seeking the right financial partner to make the dream of yacht ownership a reality is a decision that shouldn’t be taken lightly. It requires trust, transparency, and a firm that stands by you long after the ink dries on the contract. Apex Yacht Financing excels by offering competitive rates that rival other industry leaders, leaving more money in your pocket for life’s other adventures.

When you make the choice to signup, you’re not just a client; you become part of a community that values excellence in service. Each interaction with the team reflects a deep commitment to helping you navigate the financing process with personal attention and genuine care. It’s not simply about closing a deal; it’s about creating lasting relationships built on a foundation of reliability and professionalism.

Smooth Sailing with Apex Yacht Financing: A Comprehensive Overview

Expertise and Experience:

• With years of experience in the maritime financing sector, Apex Yacht Financing brings unparalleled expertise to the table.
• Their team comprises seasoned professionals who understand the intricate nuances of yacht financing, ensuring a smooth and seamless process for clients.

Tailored Financing Solutions:

• One size does not fit all when it comes to yacht financing. Apex Yacht Financing recognizes this and offers customized solutions tailored to individual needs and preferences.
• Whether you’re a first-time buyer or a seasoned yacht owner, they work closely with clients to structure financing options that align with their financial goals and aspirations.

Competitive Rates and Terms:

• In the competitive world of yacht financing, securing favorable rates and terms is paramount. Apex Yacht Financing prides itself on offering competitive rates and flexible terms, empowering clients to make informed decisions without breaking the bank.
• Their transparent approach ensures that clients are fully aware of all associated costs and obligations, fostering trust and confidence throughout the financing process.

Exceptional Customer Service:

• At Apex Yacht Financing, the client always comes first. Their dedicated team of professionals is committed to providing exceptional customer service, guiding clients through every step of the financing journey with integrity and professionalism.
• Whether you have questions about the application process or need assistance after securing financing, their responsive support team is always ready to assist.

Streamlined Process:

• Enjoy a streamlined processes to expedite loan approvals and funding.
• From initial inquiry to final closing, they leverage cutting-edge technology and efficient workflows to minimize paperwork and bureaucracy, allowing clients to set sail on their maritime adventures sooner rather than later.

The path to owning a yacht can be riddled with complexities, but the team at Apex Yacht Financing smooths the way with their efficient process, latest technology and extensive industry knowledge to deliver superior customer service and support.

Blanchard Yacht Services is proud to refer all aspiring yacht owners to Apex Yacht Financing to guarantee a seamless and comprehensive yacht ownership experience. Simply click HERE to gain access to Apex Yacht Financing’s application form, where you can start your journey towards yacht ownership today.

You will learn about a range of financing options, including fixed and adjustable-rate loans, balloon payments, and refinancing options, to help you achieve your financing goals. Whether you are purchasing your first yacht or upgrading to a larger vessel, Apex Yacht Finance is your trusted partner in yacht financing, and dedicated to helping clients achieve their dream of yacht ownership.

CONCLUDING THOUGHTS: In an industry as challenging and nuanced as yacht financing, partnering with a company like Apex Yacht Financing is your compass to clear waters. Their expertise, personal approach, and swift handling of the financial process empowers you to step aboard with confidence. For those ready to take the plunge into yacht ownership, Apex Yacht Financing is poised to guide you from the docks of deliberation to open seas of opportunity.

Apex Yacht Financing – Lets Make Waves Together .

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6 thoughts on “Apex Yacht Financing: The Trusted Guide”

I have always owned a decent size boat but the thought of owning a Yacht does scare me a little. What are some key factors that I should consider when determining whether yacht ownership is the right choice for me? How will I know that Apex Yacht Financing is able to assist me in tailoring financing solutions to meet my specific needs and goals?

Many thanks for your review and thoughtful questions.

It’s understandable to feel apprehensive about transitioning from a decent-sized boat to yacht ownership, as it represents a significant leap. Several key factors can help guide your decision, some of which I tried to address in the article.

Firstly, assess your intended use of the yacht and purpose, including size of family or friends that you plan to entertain on your yacht.

Consider ongoing maintenance costs, mooring fees, insurance, and operational expenses. Additionally, reflect on your financial stability and long-term commitment to yacht ownership. 

As for selecting a financing partner like Apex Yacht Financing, look for their track record in understanding clients’ unique circumstances and offering tailored solutions. They should provide transparency, flexibility, and personalized assistance to ensure your financing aligns with your specific needs and goals, offering peace of mind as you embark on this exciting journey into yacht ownership.

Thanks for a great article offering valuable insights into the complexities of yacht ownership and the importance of selecting the right financing partner. Your emphasis on trust, transparency, and long-term support resonates strongly in this intricate industry. While the detailed breakdown of Apex Yacht Financing’s expertise and tailored solutions is informative, I’m curious about how they ensure transparency regarding costs and address potential challenges during the financing process. Thank you for a thoughtful piece on Apex Yacht Financing’s values and offerings. I have a much stronger sense of confidence in their ability to navigate the complexities of yacht financing effectively after reading your article. 

Thank you for your thoughtful review! 

It’s great to hear that you found value in the insights provided regarding yacht ownership and financing partnerships, particularly in highlighting the importance of trust and transparency. 

Your inquiry about Apex Yacht Financing’s transparency regarding costs and handling potential challenges during the financing process is valid and crucial. I’ll make sure to pass on your feedback to the team, as addressing these concerns can further enhance their offerings and reassure clients like yourself of their ability to navigate the complexities of yacht financing effectively. 

Thanks again for your engagement with the article!

I appreciate the detailed overview of Apex Yacht Financing’s services, finding it informative and useful for my potential yacht purchase. I view the emphasis on tailored financing solutions, competitive rates, and exceptional customer service as compelling reasons to consider Apex as my financing partner.

How does Apex Yacht Financing handle unforeseen challenges or fluctuations within the yachting industry that may impact clients’ financing arrangements?

Thank you for your thoughtful feedback on the article! Apex Yacht Financing prides itself on not only providing tailored financing solutions, competitive rates, and exceptional customer service but also on its proactive approach to navigating unforeseen challenges and fluctuations within the yachting industry. In response to such changes, Apex maintains a flexible framework, leveraging its expertise and industry insights to adjust financing arrangements accordingly, ensuring that clients remain supported and well-positioned throughout their yachting journey.

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LEARN MORE ABOUT FMY YACHTS

Learn More About FMY Yacht Financing Your Top Choice for Yacht Finance Expertise

Frank Ramos is your Trusted Advisor and Yacht Finance Specialist with over 30 years of yacht financing experience. Whether it’s financing a yacht tender or a mega yacht, a simple personal ownership or more complex corporate or foreign flag structure, I can guide you through the yacht financing process to facilitate a smooth transaction.

Since graduating from the University of Florida in 1983, I began my career in consumer banking working for the marine division of major lenders such as GE Capital, Deere Credit, Wachovia and Key Bank.

This experience has resulted in a strong lending background and industry knowledge enabling me to assist you in navigating the yacht financing process.

If you are purchasing a new or used vessel or refinancing an existing loan, we can assist you with all aspects of financing for your yacht. Our company has a highly experienced staff with a cumulative 50 years of lending experience. We underwrite all loan requests internally and communicate with you throughout the entire process. My ultimate goal is to get you in the boat of your dreams in as short of time as possible. I look forward to assisting you with your yacht financing needs.

I am 100% committed to making your purchase or refinance a pleasant experience!

LET’S TALK TODAY!

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LET'S TALK! PHONE : (954) 614-3888 EMAIL : CLICK HERE

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Superyacht Financing

We understand the personal benefits of owning a superyacht, as well as the beauty and craftsmanship it represents. As a recognized provider of yacht financing, we can assist you with your purchase of a new or pre-owned yacht, or unlock the liquidity in a yacht you already own.

As a recognised provider of yacht financing, we understand the personal benefits of owning a superyacht—as well as the beauty and craftsmanship that a luxury superyacht represents.

At J.P. Morgan Private Bank, we can assist you with your purchase of a new or pre-owned yacht, or to unlock the liquidity in a yacht you already own. You can benefit from our high level of diligence and experience, as well as our ability to offer flexible, cost-effective options that can address your cash flow, tax position and lifestyle needs.

Yachting is a passion for many of our clients. So they can spend more time setting sail, we partner to support them on all aspects of their yachting journey.

Why leverage a yacht?

• Find liquidity in a traditionally illiquid asset Fund your purchase of a new or pre-owned superyacht through a bespoke financing strategy, or refinance the superyacht you currently own.
• Preserve your equity capital Make additional higher-yielding investments, direct additional funds toward your business, or increase liquidity to meet expected or unexpected cash flow requirements.
• Maintain your investment strategy Optimize and increase your assets without disrupting your investment portfolio.
• Diversify your sources of liquidity Superyacht financing offers a different source of borrowing, potentially freeing up other secured lines of credit for more tactical purposes.

Yacht Financing Services

Key Services: As with specialty assets, the purchase of a superyacht brings together many highly skilled professionals. Our lending advisors have a consultative approach with an understanding of the complexities of building, purchasing, managing and chartering superyachts. We will help you consider the implications based on our knowledge of the superyacht industry and understanding of your financial condition, cash flow and balance sheet, so that you can make the right financing decision with confidence.

Financing a yacht purchase  

Working with us, you can expect:

• Niche access and experience:  In a business that relies heavily on relationships and trust, we can connect you to key specialists: leading shipyards, brokers and yacht managers, as well as legal and insurance specialists.
• Registry Guidance:  We can help coordinate guidance on choosing the appropriate jurisdiction for registration yacht financing terms—in consideration of the Tax & VAT implications, chartering requirements and your financing needs.
• Efficiency and effectiveness:  We seek a streamlined process, keeping you fully apprised of each step.
• Collaboration with your other advisors:  We coordinate with your other trusted professionals to help ensure the best outcome for you.

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Customized yacht financing

Financing a special and unique asset.

A yacht is a significant purchase — one that requires considerable knowledge in both the acquisition and financing processes. Whether you’re searching for the right craft, constructing a new one or having your current yacht refitted, the yacht division at Bank of America Private Bank can help you achieve your objectives with a customized credit solution aligned with your ownership structure and cash flow. We have helped hundreds of clients acquire substantial vessels and can offer you the benefits of this experience.

Working with the yacht-finance specialists at Bank of America, you can benefit from:

• In-depth knowledge of the product offerings in the yacht industry
• Financing solutions designed around your needs 
• All the resources of one of the most respected financial institutions

Consultation and guidance

The yacht specialists are focused and seasoned veterans. Their experience in both customized yacht financing and addressing the intricacies of the purchasing process provides them with an understanding of the key players in the yacht market, including builders, brokers and surveyors, as well as legal, insurance and other industry professionals.

Whether your dreams include owning a luxury motor yacht, a sleek sailboat or a sport fishing vessel, the specialists at Bank of America, N.A. can help. The team draws upon these strengths: in-depth knowledge of the yacht industry, experience in wealth management and the extensive resources of a leading financial institution.

We can work with your tax and legal advisors as your specialized consultant to guide you through the process of purchasing and financing your yacht. We understand that buying a yacht should be a pleasure, and we want to help you move seamlessly through your buying experience. 

A resource for first-time buyers  — The team of specialists will walk you through the process, from registration, tax and insurance issues to ownership and loan structures. Where appropriate, we will refer you to the industry professionals who can provide you with the guidance you will need to make informed decisions on these important issues.

We also can pass on valuable insights we have gained from helping other clients. These insights can help you decide whether to buy an existing yacht or construct a new one, whether to offer your yacht for charter, and how to handle crew issues.

Structuring an appropriate loan  — Just as a yacht reflects your lifestyle, so should its financing structure. The specialists will talk with you about your unique financial needs to help determine a loan structure that works for you. With customized repayment options, loan terms and amortization schedules, we offer considerable flexibility in how to structure credit. Alternatives can be simple or more sophisticated, including risk management strategies.

Registering your yacht  — Many of our clients choose to register their yachts in a foreign jurisdiction. The reasons are many and include tax considerations, crew hiring and estate planning issues. Our goal is to help ensure that you have all the information you need to make the decision that best fits your needs.

Building a custom yacht versus buying a completed yacht  —   Construction projects require an added level of knowledge, which few lending institutions possess. We provide construction financing for many of our clients, and will be able to share multiple perspectives with you based upon our knowledge and years of experience working with clients, shipyards, surveyors and brokers.

At Bank of America, the yacht specialists have assisted clients on financing projects in the United States and abroad. We’ve visited many shipyards, so we have a firsthand understanding of the construction process and special considerations involved in building a custom yacht. We’ve participated in financing projects ranging from small in size to very large, multimillion-dollar projects. We also can provide information on managing currency risk, offering solutions such as multicurrency loans.

Considerations and risks

• Customized lending solutions involve special risks and may not be appropriate for all clients.
• Customized lending solutions may be subject to additional credit and legal approval.
• Clients should consult with their independent attorney, tax advisor and investment manager before implementing any financial, tax or estate planning strategy.
• Clients should also consider their portfolio diversification requirements, time horizon, risk tolerance, debt tolerance, tax situation and any cash flow and appreciation objectives they may have.

The resources of a leader

In addition to customized yacht financing, Bank of America Private Bank offers access to sophisticated credit capabilities and a depth of resources, experience and capital strength that few financial institutions can match. The critical dimension we bring to this relationship is a high level of personal service, because you work with one knowledgeable specialist who seeks to ensure that your credit strategy effectively complements the rest of your wealth management strategy.

The yacht financing product offerings include traditional term loans for the purchase of new or pre-owned yachts, refit loans, bridge loans, construction loans and cash-out loans. We work with you to identify a loan structure to help meet your financial needs.

Please contact your Bank of America Private Bank to learn more about yacht financing options.

Your Bank of America Private Bank advisor can introduce you to a credit executive from Bank of America, N.A. who is a specialist in yacht financing. Together they can assemble a team to evaluate your financial picture and structure a financing solution designed to meet your unique needs.

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Credit facilities are provided by Bank of America, N.A., Member FDIC, its subsidiaries or other bank subsidiaries of Bank of America Corporation, each an Equal Opportunity Lender.

All loans and collateral are subject to credit approval and may require the filing of financing statements or other lien notices in public records. Asset-based financing involves special risks and is not for everyone. When considering an asset-based loan, consideration should be given to individual requirements, asset portfolio composition and risk tolerance as well as capital gains, portfolio performance expectations and investment time horizon. A complete description of the loan terms will be found in the individual credit facility documentation and agreements. Equal Housing Lender.

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Yacht Financing Options

Before embarking on the yacht acquisition process, JFA Yacht & Ship consultants assist our clients in obtaining either pre-qualified marine financing or take advantage of Collateralized Financing Programs.

Simply fill out this form and send it to [email protected] to start your pre-qualification.

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Requirements

CREDIT APPLICATION This form should be completed by the applicant and the co-applicant and signed by both at the bottom.

PROOF OF INCOME Acceptable forms of proof are recent pay stub or W-2 form for each applicant.

PERSONAL FINANCIAL STATEMENT Dollar amounts listed in cash, in banks and marketable securities columns will need supporting account statements. For loans under $500,000 – the financial statement on the credit application will do. For loans over $500,000 – please fill out the full Personal Financial Statement.

2 YEARS PERSONAL TAX RETURNS We will need the most recent 2 years, all forms and schedules including K-1’s and S Corporations. If you are under extension, provide extension form also.

2 YEARS BUSINESS TAX RETURNS (self-employed only) If you are self-employed, we will need the most recent 2 years, forms and schedules.

BUSINESS INTERIM STATEMENTS (self-employed only) Please provide a current P&L with the business tax returns. If you are self-employed, the bank will want to see a current interim statement.

REVOCABLE AND LIVING TRUSTS (only needed if in the trust’s name) If you are putting the boat in the name of a trust, we will need the complete trust agreement to be reviewed by the bank’s legal department.

COPY OF DRIVER’S LICENSE WIRED DOWN PAYMENT OR CASHIER’S CHECK FOR FINAL DOWN PAYMENT

VIRGIN ISLANDS YACHT CONSULTANTS

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Join the esteemed community of yacht owners and become part of a flourishing industry that offers unparalleled tax benefits, remarkable returns on investment, and the chance to transform your passion into a profitable business. explore the wide selection of yachts perfectly suited for charter service., the importance of working with a dedicated consultant, we work exclusively for your interests. with our guidance we will pair you with the right program to match your goals as well as exit strategy. we'll help you in making well-informed decisions. we are able connect you with essential resources such as marine financing, yacht insurance, surveyors, and more. we serve as a valuable resources through well-established relationships and years of experience in a wide-variety of areas within the charter industry.  , our services include, but are not limited to the following:, new yacht sales pre-owned yacht sales charter management services for both      bareboat and fully-crewed yachts boat as a business programs/recommendations resources for marine finance, yacht insurance, surveyors, accountants, and other specialists, our unique perspective gives you the advantage, previous yacht owners and experienced in "boat as a            business" purchase/arrangement founders of virgin islands yacht charters - a yacht                  charter management company based in st thomas experience with and access to all major brands.

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Compass Articles

• February 18, 2024

The Ultimate Guide to Yacht Financing: Finding Flexible Solutions

What’s the Deal with Yacht Financing?

When you’re thinking about getting a yacht, how you’re going to pay for it is a big question. It’s about more than just finding the cash; it’s about making sure the way you pay fits with your life and money situation. You’ve got a few paths you can take, like getting a loan, leasing, or maybe using your savings. Each option has its perks and things to watch out for. It’s about digging into your finances and seeing what makes sense for you. Today, there are a bunch of ways to finance a yacht, making it easier for more people to get into yachting. Do your homework, maybe chat with a money expert, and think about how this fits into your future money plans.

What Are Your Options Anyway?

There are a few different ways you can go about financing a yacht. Traditional loans from banks or places that specialize in boat loans are common. These kinds of loans usually need a down payment, and you’ll be looking at various lengths of time to pay it back and different interest rates. Leasing is another route, offering some wiggle room and potentially lower monthly costs, but with some limits on making the yacht your own and how you use it. If you’ve got the dough, paying with your savings means you own it outright from day one, no strings attached. Each way of financing has its own set of rules, like credit checks, how much down payment you need, and making sure you can really afford it.

Why Flexible Financing Might Be Your Best Friend

Having options when you’re looking to finance a yacht can make a big difference. It makes owning a yacht possible for a lot of people by letting you adjust your payments to fit your budget. This means you might not need a huge pile of cash to start, and you can find a payment plan that doesn’t mess up your finances. Being able to change your payment schedule, interest rates, and how long you have to pay back the loan means you can keep your money situation stable while enjoying life on your yacht. It’s all about finding the sweet spot where you can live your dream without going broke.

Making Sense of the Financing Puzzle

Sure, figuring out how to finance a yacht can seem tough, but getting a handle on the process helps a lot. Start by taking a good look at your money situation to see what you can really afford. This means looking at your income, what you spend, and any debts you have. Then, check out different financing options and compare them to find the best fit. It’s also a good idea to have all your paperwork ready, like proof of income and tax returns, to make things smoother. Getting help from pros, like financial advisors and yacht brokers, can give you the inside scoop, making it easier to decide.

How Yacht Brokers Make Financing Easier

A good yacht broker is a game-changer when it comes to financing. They know the ins and outs of the market and have connections with lenders that can make the process smoother for you. They’ll walk you through everything, helping you pick the best financing option and wrapping up the purchase. Brokers can also hook you up with special financing deals you might not find on your own. Their expertise helps you tackle the complicated parts of financing, finding a solution that works with your finances and life goals.

When it comes to finding flexible financing for your yacht, Fly Yachts is here to guide you through all the options and make sure you find the one that fits just right. Reach out to a Fly Yachts team member, and let us take the hassle out of financing, so you can start planning your next adventure on the water.

Fly Yachts is the go-to spot for yacht lovers, whether you’re looking to buy a new yacht, sell your old one, or go on a yacht adventure. If you’re aiming to buy a yacht, you’ll find a bunch of options on our  Yachts for Sale  page. Want to have a yacht that’s exactly to your liking? Our  Build a Yacht  page explains how you can make that happen. If you’re thinking of selling your yacht, head over to  Sell Your Yacht  for help in finding a buyer. Dreaming of a yacht trip? Check out where you can go and what yachts are available for charter on our  Yachts Charter  and  Charter Destinations  pages. And if you’re someone who prefers air travel, we also have  Aircraft for Sale . Keep up with the latest in yacht news by visiting our  Gulfstream News , and learn more about yachting with our  Compass Articles . Need to reach out? Our  Contact  page has you covered. For an overview of everything Fly Yachts provides, don’t forget to look at our  Homepage  and learn about our team and values on our  About Us  page.

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Yacht Management

Independent yacht management solutions, meet the jms team, your jms team.

Franc JANSEN

JMS Founder & Director

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Luca MASTROGIOVANNI

Yacht manager.

Gianluca CIRILLO

Technical manager.

Toby JAKEMAN

George PEACOCK

Senior Yacht Accountant

Hannah DUFFY

Recruitment Consultant JMS Careers

Martina VAN DE GAAUW

Personal assistant/secretary.

Sam THOMPSON

Director, Yacht Manager & Head of JMS Careers

James KIRBY

Fleet manager.

Carola CREMONESI

Ramon MENDOZA

Operations assistant.

Harry PLESTED

Yacht accountant.

Sarah-Jane BELL

Director of Operations

Miquel SOLE REBULL

Eric PIALLES

Rachel FISHER

Marketing manager.

Dimitris FROSYNOS

Lisa STEELE

Nicholas GRAY

President, jms usa.

Arne JANSSON

Refit manager.

Sales Manager

Lucas JARMAN

Accounts assistant.

Dawn FARARA-LINE

Lucia BADANO

Fleet Manager, DPA & Project Manager

Tom VANNIEUWENHUYSE

Fleet Manager, DPA/CSO

Zoe BOLT-FALCONER

Fleet compliance manager.

Sophie DUDENEY

Head of Finance and Accounts

Carla SWAINE

Haley DELANO

Operations Assistant JMS USA

Director, Yacht Manager & Head of JMS Crew

Fleet Manager DPA/CSO

Recruitement Consultant JMS Crew

Sarah Jane BELL

Recruitment consultant.

Lisa Steele

Dawn Farara-Line

Sophie Dudeney

George Peacock

Harry Plested

Franc Jansen

Founder, director & fleet manager.

• Experience : 30 Years.
• Languages : English & Dutch
• Certification : BSc (Maritime Sciences), MSc (Maintenance and Safety Management), CEng, MiMarES.

In his 30+ year career as a professional seafarer Franc has managed over 150 yachts including some of the largest and most iconic in the world: ECSTASEA and PELORUS.

A qualified Navigational Officer, Marine Engineer, Technical Manager and Class Surveyor and former Yacht Management Director with two of the industry’s leading providers, Franc is known and respected throughout the superyacht industry for his candour and client centric approach to Yacht Management.

One of the first to introduce commercial shipping discipline into yachting, he has worked with leading associations such as MYBA, PYA and SYBASS to negotiate, develop and implement regulations such as the MCA Large Yacht Code and the ILO MLC 2006 which have helped shape the future of this industry.

“The most technically qualified and experienced yacht operator I know!”

Theo HOONING SYBAss (Superyacht Builders’ Association)

Proudest Professional Moment

Securing delivery of a yacht to the Owner in time for his family cruise, after he had been told that the shipyard couldn’t possibly finish it on time. It meant me having to cancel my holiday so I could be with the Captain 24/7.

But we pulled together a great crew and made it happen – the sea trials were being conducted on the way to meeting the Owner and his guests. I will never forget the look on the Owner’s face when he first saw his yacht. It was magnificent.

Professional Mantra

One person does one thing, one time (and records it once).

I hate inefficiency and pointless admin.

Whether you are working ashore or on the yacht, we share information in a clever way to avoid doubling up on work and wasting time rehashing information for reporting.

Biggest Professional Gripe

The lack of transparency in this industry. That’s why we go so far in the other direction – full transparency.

Our clients have 24/7 access to the bank accounts and book-keeping system we operate. They have access to all our records 24 hours a day, 7 days a week.

Our clients can see the good, the bad and the ugly. They see the problems and they see the way we solve them. It’s the foundation of trust!

Passions & Pastimes

Building motorbikes.

“I get a real kick out of engineering, speed and being on the open road. Building classic motorbikes is the gift that keeps on giving. I have built a Café Racer from a 1981 Kawasaki and a Scrambler from a 1987 Moto Guzzi NX650. They’re beautiful. And living in the south of France there is no shortage of mountain roads, coast roads and perfect weather to be out there all the time. And I still manage to honour my wife’s wish to not buy another bike – I just buy the parts and build them instead!!”

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Sam Thompson

Commercial director, yacht manager & head of jms crew.

• Experience : 12 years (seagoing), 6 years Recruitment and Yacht Management (ashore).
• Languages : English & French
• Certification : Cert RP, Master 3000GT.

Sam began his yachting career back in 1994 working on an 80 metre (262 feet) yacht that led him on an epic adventure to Thailand. He hasn’t looked back since.

A qualified Master 3000GT he worked on six yachts including two new builds before moving on land to start a family and specialise in professional recruitment for the Oil & Gas industry and commercial shipping working with industry leaders such as Technip, Subsea 7, BP Shipping and Bibby Ship Management.

A passionate sailor, Sam is a much liked industry professional whose known ability for getting things done is respected by Owners and Captains.

“Sam has been a massive help with finding new crew. Any crew he placed with us have been exactly what we were looking for, and are all still on board well over 12 months later.”

Marc Van Loon 42m, M/Y CLICIA

The first time I realised that some advice I had passed onto a young crew member helped them to get to exactly where they wanted in their career. That was an extremely proud moment.

When I first joined this industry I got some great advice and guidance from a gentleman called Adrian J. Fisher. He was the reference in crew recruitment in those days, someone who certainly didn’t need to speak to a greenie like me, but he did, and it helped me understand what the whole industry is about.

So being in a position to be able to offer the sort of help and guidance dear old Adrian offered me, is gratifying to say the least.

I detest BS so I make sure I don’t deal in it. My biggest beef? Tell it like it is…life is so much simpler when we all know where we stand.

Sorry, but I have to say it…those Crew Agency cowboys who pollute our industry by just passing over crew CVs to Owners and Captains without as much as a reference check or interview. It makes my blood boil when I hear stories like that.

We, like all respectable Crew Agencies, are here to help Owners and Captains win valuable time and reduce the risk of high crew turnover by only presenting qualified, reference and certificate checked candidates, and in our case, candidates who we have also personality and character profiled to help ensure the maximum chance of successful integration. That’s how we earn our money and its how our clients end up saving theirs.

CRICKET, FAMILY & FRIENDS

“ I love cricket – watching and playing it. I notched up 220 runs ‘not out’ in a league game in the UK once…that’s something you will hear a lot more about I am sure, if we start working together. However since moving to the South of France I have limited opportunity to play these days, so I have reverted to my second passion in life and bought a very old motor boat which I take the family out on during the summer and spend all winter fixing. I spent a large part of my adult life crewing yachts, so passing on my enjoyment of the water to my kids and friends is just fun. For me a great weekend is to sail between the islands off Cannes, have a BBQ on board watching the sun go down with a glass of wine and swim with the sunrise in the morning. Perfect!“

• Experience : 1 year in Yachting Management, 14 years in a Class Society, 13 years at sea 4 of which as Chief Engineer on commercial vessels.

I started my professional life as an Engineer, and once reached the position of Chief Engineer I decided to go ashore to become a surveyor/auditor for a class society. I worked for that class society for 14 years and when I left I was North Europe operations manager; being educated as engineer, I was proud of such an achievement. Moreover during my farewell party I was given as a gift a picture book of the last 14 years including lots of very positive personal notes. Clients and colleagues were complementing on the always positive and problem solving approach I had. Some even referred that I had a positive influence on their career and personal life.

Problems and challenges are there to be solved. Let’s not avoid them but find answers and tackle them.

That will be bureaucracy in whatever form or shape. The best way to describe bureaucracy is mentioned in a phrase of the tv program “Little Britain”; computer says no! I will always be eager to find the “yes”.

DIY – Skiing & Sailing

1. Resetting my mind doing maintenance work on old furniture or old houses. 2. Skiing during the winter months, enjoying the beautiful scenery. 3. Sailing on small open boats.

• Experience : 40+
• Certification : Master 3000GT, Marine Survey, ISM, ISPS

For Alex the moment he saw a yacht sailing into Nantucket he knew he was destined for the sea, scroll on 45 years and it is still his passion, joy and life. Throughout these four decades he has worked, first as Crew and then as Captain, on vessels ranging from 52-75 metres.

His commands have taken him to the Caribbean, England, Holland, the Baltic Sea and St. Petersburg as well as throughout the Mediterranean Sea.

During these 45 years he has been involved in overseeing major projects and refits which then led to a degree in Marine Surveying.

His proudest achievement was being the Master of the 56 metre Feadship RIO RITA for 23 years, sailing extensively each year in Greek Waters.

As a member of the JMS Team Alex will be continuing his Maritime journey and passing on all his years of experience to Clients, Captains and Crew.

Seeing crew who I have mentored find fulfillment in their yachting careers and now commanding their own Yachts.

Okay, okay!! Before you put me in a box, read on.

The Challenge – At least once a year I find myself at the top of a 15 metre ladder pruning two long terraced 15-17 metre cedar hedges

The Art – The creation through landscaping of something unique that expresses my sense of order. The sculpting of yesteryear’s fronds to present a flourishing bouquet of new growth on my 6 metre Mediterranean palm. The mixing of colours, sizes & timing of blooms to maintain a continual year-round flowering.

The Harvest – Whether lemons, olives, tomatoes, fresh herbs or flowers; the pride felt for something you have nurtured.

Nature’s Rewards – A stabilizing, cleansing, nourishing clearing of the mind. Tranquility & appreciation by self and others of a job well done. “Tending one’s own garden is not only a private activity but also productive.” – Voltaire 1759

Much of the above is also attributable to my other great passion; SAILING

Rachel Fisher

• Experience : Joined JMS 2019
• Languages : English, French, German, Italian & Russian

I used to be a Property Manager in Sydney managing commercial assets. A couple of tenants brought a bottle of Champagne as a Christmas gift. The owner heard the tenants coming into the office and he was astounded as it had never happened in his 30 + years of experience. It proved that issues can always be positively resolved when you have the right state of mind. It is all about your attitude and putting yourself in other’s people shoes.

When there is a will, there is a way. Determination brings you to the top. It may take time but you will eventually get there as the road to success is always under construction.

Feeling superior because of a status. I truly dislike professionals who feel they can disrespect or take advantage of someone simply because of a title. Working as a team and being humble are crucial elements for long-term success, maintaining relationships and coming up with creative ideas.

SPORTS AND NATURE

“I adore snowboarding and the fresh mountain air: it teaches me to get up when I fall, literally and metaphorically. The panorama of the snow and mountains with a blue sky gives me a greater respect and appreciation of nature. In addition, I enjoy riding my motorbike along the coast and in the mountains, it allows me the freedom to explore and gaze at stunning viewpoints. Lastly, I have a soft spot for sports cars: the sound, the sensation and the speed. There is a certain feeling that can only be experienced racing for the first time on a track. I am grateful to experience these adventures in such beautiful areas.”

Head of Accounts

Certification : Master UK Degree in International Accounting Finance Strategy; BA (English Literature); Business & Management qualification: ACCA qualification. Experience : 4 years of Business Management; 10 years Accounting & Finance. Languages : English and Chinese.

Martina is the ultimate multi-tasking centre at JMS. Fluent in three languages and educated at an International School in the Netherlands, her unique skillset, character and experience has benefited a number of multi-national companies including British Telecom, HP and ING.

Today, it’s at JMS where Martina really gets to juggle the excellence, working on everything from translations, logistics, administration and planning for the considerable amount of travel required by JMS Yacht Managers and Directors.

“You might expect me to come up with something from the big corporate days, but honestly I think it has to be working with Franc setting up JMS in what was then a small basement office opposite a bakery. There were some amazing hurdles to get over but the beauty of it was always having a fresh croissant on our doorstep every morning!”

“Orange is the new Black. I love Orange, I love Holland – I am even proud to wear an orange dress from time to time 😉”

Driving to Monaco and getting a fine for fast driving??!!

🙃….but thats not what you mean by a prof gripe I guess, lol.

Well, French Administration really annoys me, but that’s part of my job.

“If it keeps me fit and it’s outdoors then I love it – running, mountain biking, swimming and especially canyoning. And where we live in the South of France there are some fantastic places to go canyoning. Real adrenaline rush stuff. “I guess what thrills me, what makes me feel alive is being out there in it with nature and people and different cultures, different languages. That’s the variety of life. The fun of it. I recently bought a house in a little village down here in the South of France and I love it, the countryside around us, the beaches, the nature and we are right next to the most amazing ice-cream shop in the world. Dee-lish!”

Arne Jansson

• Experience : 20 years yachting
• Languages : English, Swedish
• Certifications: Masters ticket

Carola has 9 years of expertise in naval architecture and marine engineering.

Let’s dive into her incredible journey !

Born in Genoa, Italy, Carola’s passion for the water began early through years of dedicated swimming.

Fluent in Italian, English, German, and French, Carola’s linguistic prowess reflects her passion for connecting with diverse maritime communities.

Her journey started at RINA Classification Society, where she conducted surveys and refits on yachts between Tuscany and the South of France. Yachting became her first love.

In 2018, Carola joined Lloyd’s Register, overseeing five shipyards in Tuscany as a site surveyor and project manager for new build yachts and passenger vessels. An opportunity to witness the entire delivery process, bridging the gap between owners and shipyards.

In 2020, she returned to Genoa as LR team leader, steering a team of three surveyors in the construction of Seabourn project. Two luxury expedition sister ships, navigating the complexities of DP and Polar Code compliance at T. Mariotti shipyard.

I was very happy when, after the delivery of the last big NB project, both shipyard and Owner were thankful and recognised that I had been helpful and contributed to the successful delivery of the vessel, also because of continuous efforts to keep open and positive communication between all parties, I was proud to hear my work was an added value.

Be here now. A gentle self-reminder to avoid multitasking inclination and allow people around me to have 100% of my attention.

Arrogance, prevarication and bad manners in general. There is nothing that cannot be said with a smile and kindness.

• Experience : 20 years – RYA/MCA Yachtmaster Offshore (sail), RYA Cruising Instructor (sail)
• Languages :English (native) French

We are thrilled to introduce you to Ramon, our newest addition to the fleet team support. Ramon brings a wealth of experience and passion for the sea.

Ramon has been navigating the waters of the yachting world since 2017, bringing 7 years of expertise to our team. From his beginnings as a deckhand to achieving the title of Chief Mate on ships up to 1600 GT, Ramon’s journey is as inspiring as it gets.

Fluent in English, Catalan, and Spanish, Ramon adds a multilingual flair to our team, ensuring smooth communication across borders and seas.

Despite facing a major back injury, Ramon’s determination and resilience shone bright as he fought his way back to the deck, proving himself as a true sailor and earning the role of Chief Mate. His mantra, “An hour of planning can save you ten hours of doing,” reflects his dedication to excellence.

Ramon firmly believes in the power of teamwork. For him, collaboration and support are not just buzzwords but essential elements for success in any endeavour.

When he’s not navigating the seas, you can find Ramon hitting the waves for a surfing session, enjoying a leisurely sail with friends, or exploring the mountains on a hiking adventure.

With professional degrees in Sea Transport and supervision of ship machinery and installations, Ramon’s expertise extends beyond the waves. From his first position as a deckhand on a sailing yacht to serving as a Chief Officer and Project Manager, his journey has been nothing short of remarkable.

As he embarks on his first shore-side job, Ramon brings with him a wealth of sea-faring wisdom and a fresh perspective to our team.

After experiencing a major back injury while working as a deckhand, I worked hard for 18 months to be fit again and fulfil my days as a sailor and become a Chief Mate on ships up to 1600 GT.

An hour of planning can save you ten hours of doing

“Lack of teamwork”, for me it is essential to work as a team and support each other no matter what role you have.

SURF, SAILING, HIKING

Lucia badano, fleet manager, dpa & project manager (refit + new construction).

• Experience : 20+ Years
• Languages : Italian, English, German & Spanish
• Certificates : Naval Architect with certification in ISM, ISPS, MLC, Environmental

Lucia has worked most of her career in the yachting environment. As surveyor for RINA, Lloyds’ Register, Cayman Island and Isle of Man she dealt with all you can imagine in our business. From Plan Approval to new construction surveyor and existing ship surveyor.

“Speed, being it motorcycles, skiing or cars… my passion is to feel the power to accelerate and get rid of the rest… Downhill from the slopes or driving up a mountain in the curves. On the other hand, I love my peace and rest. Working in my garden or cuddling my cats.”

Luca Mastrogiovanni

• Experience : 14 years
• Languages : Italian, English and French

Fluent in English, French and Italian, Luca has a strong interest in sustainability and innovation. In the past, Luca was a Captain Engineer on MY Noga and MY Sabbia which included a wide range of responsibilities such as defining the right type of vessel and shipyard, supervising the construction including the commissioning and technical acceptance and in charge of the technical decisions.

Memento Audere Semper – Gabriele D’Annunzio, 1918

 The lack of respect. Everyone deserves respect regardless of his role or status.

Motorbike racing on track, Dog training and Hard Hard Rock Music!

Tom vannieuwenhuyse.

• Experience : 11 years SEAGOING
• Languages : English, Spanish, French, Portuguese, Flemish (Dutch)

After sixth form she left to start her yachting journey which began in Palma. After several satisfying years of working her way up to second stew, Hannah decided to make the transition to land life.

Don’t wish for it, work for it.

 Ego’s and bad customer service. No thank you!

TRAVEL, MY FURBABY

“Did you know there’s girls out there that serve drinks on yachts and travel the world”. Moments later I had booked my STCW and left for Palma.

Whether it was swiffering a window looking out onto the ocean, stepping off on a fuel dock, or getting some down time in some really cool places, it all added to the global tick list and I loved that! It was also important for me to do some independent travelling so me and my partner bought a campervan (sleeping in another small space) to see some new sights and then booked some flights to Japan, New Zealand and Australia.

• Experience : Yachting – 7 years

I was probably one of the first woman to gain an unlimited DPO certificate. I have worked on many different vessels: supply, survey, DSV, cable layers, salvage and flotels and for companies such as Stolt Offshore (now Subsea 7), Smit International and Prosafe.

In 2003 I came ashore and moved to The Netherlands. For the last 17 years I have worked in QSHE Dept for two Dutch Shipping companies, these being general cargo vessels. I was DPA, CSO and carried out the usual tasks related to this function: internal audits – vessels and office, ISM, ISPS, MLC , implementation of international and national regulations, accident investigation and more!

I was probably one of the first woman to gain an unlimited DPO certificate. I have worked on different vessels: supply, survey, DSV, cable layers, salvage and flotels and for companies such as Stolt Offshore (now Subsea 7), Smit International and Prosafe.

Miquel Sole Rebull

• Experience : 10 years in maritime industry
• Languages : English, Catalan, French and Spanish. Miquel also has a fair understanding of Dutch

Born in Cambrils in Catalonia Miquel is currently living in the beautiful Tarragona area.

Miquel brings with him and incredible level of hands-on technical knowledge and a long list of academic qualifications; with two bachelor’s degrees: in Ship Systems & Propulsion, and in Nautical Science.  In addition, Miquel also has two master’s degrees in Marine Engineering and in Naval Architecture & Ocean Engineering.

His passion for the sea began at a very young age. Miquel started sailing on a small single-handed dinghy (Optimist) when he was only 8 years old. He then moved to the vaurien class. Miquel has been in many ranks and positions both onboard and ashore. From Cadet to Technical Superintendent. His first position on board was on a fishing trawler as a deckhand. A lot of hard work but rewarding!

Well-travelled, Miquel has cruised the Med, the Caribbean, the Atlantic, the North Sea, the Guld of Mexico, the Black Sea and the Japan sea. His favourite spot is the Marina port Tarraco, the unknown pearl of the Mediterranean Sea.

James Kirby

• Experience :16 years from deckhand to Captain & 1 year as a Yacht Manager
• Languages : English and Spanish, basic French and Italian

” I love watching and playing football. Although I do not play as much as I’d like to anymore, football has always been a huge passion of mine. Other past times include the gym, exercising and being outdoors. Being in a good routine and working out helps encourage a positive mentality which I can translate into other aspects of my day-to-day activities.”

“Spending time with friends and family is also an important part of my life. Having great people around you and being able to have a good laugh is vital!”

With every opportunity I have had, whether it be abroad or on home soil, I have tried to get out on the sea and soak in the endless ocean and calmness of the waves. I am an avid traveller and recently was lucky enough to spend a week in Malta with roasting hot weather and beautiful seas, easily my favourite travel destination thus far.

I was previously working for a large international fashion retailer Boohoo, and enjoyed the experience thoroughly. It really helped to grow my passion for the industry and my own creativity with style.

Dimitris Frosynos

For the past 20 years I managed to expand my small company to new industrial niche markets as well as to turn the family business to a vertically integrated firm. Furthermore, I enjoyed a lot being responsible for the CRM implementation and advancement of plans and strategies, retaining existing customers and gaining new ones, and carrying out tasks related to project management and internal audits as a safety and health engineer.

I adore walking with my family in the Great Wood area of the wonderful Stanmer Park. There are a lot of different routes that explore glorious woods spread around the park. After appreciating the fresh air and feeling the importance of nature we are having enjoyable moments into the heart of the pretty village of Stanmer with its church and tea rooms.

Apart from walks, I enjoy playing the piano which is actually a great motive for inviting my friends and singing together on Saturday nights.

Lucas Jarman

Based in Brighton, Lucas grew up surrounded by the sea, making his transition to the yachting industry a natural fit. A business management graduate from Liverpool John Moores University, his journey from a paper route to a Finance Assistant role in Horsham, West Sussex, showcases his dedication and determination.

Lucas’s proudest professional moment was graduating from university and landing his first finance role, setting the stage for a promising career. His mantra? “Every day is a new opportunity to do something amazing, go for it!”

Lucas values effective communication in a team and believes it’s the key to success in any industry. Outside of work, he cherishes spending time with family, often travelling to Spain to enjoy the sunshine and delicious Spanish cuisine.

Now with a young daughter and a partner who is still active in yachting as Senior Crew, she has settled in the Channel Island of Guernsey where she is looking forward to continuing and progressing her shore side career in recruitment.

JMS Yachting Panorama Building C 57 Rue Grimaldi 98000, Monaco Tel: +377 97 70 01 73 Email: [email protected]

JMS Yachting USA 1019 S.E. 17th Street Fort Lauderdale ,Florida 33316 USA Tel: +1 954 533 5428 Email: [email protected]

Yacht Management & Crew Services

CGI Finance is a brand of CGL , a financial institution created in 1951, a subsidiary of the Société Générale. With a presence throughout  Europe , more than  465,000  clients,  70 years of experience,   eightthousand  million euros in financing per year.

http://www.cgi-finance.es/

SGB ​​Finance  has been the financial partner of the Beneteau Group for more than a decade. This association makes it possible to offer financing solutions through 250 distributors throughout Europe. They are leaders in pleasure yacht financing in France (both sailing and motor yachts) and are currently developing business in Spain and Portugal thanks to their agreements with SYSFINANCE.

www.sgb-finance.com

The brands that represent the SGB Finance group are:

FIATC Seguros en el mar   is a  company  with  100% Spanish capital.  It has always been characterized by its solidity, a fact that places it as one of the most solvent companies in the Spanish insurance market. He has an experience of more than 70 years in the sector, offering his clients closeness, tranquility and financial security in the face of fortuitous events and in the face of a large number of events that can occur and whose outcome can be tragic. We put at your disposal all the experience of  FIACT SEGUROS at your service.

GO-BOATING  is a partner and collaborator of SYSFINANCE to serve customers who sail in Spain and Portugal and have tax residence in Germany and Northern Europe. GO-BOATING has its main offices in Hamburg

www.go-boating.de

Pantaenius Yacht Insurance  is the No. 1 company specialized in nautical insurance for pleasure boats in Europe, both in business volume and portfolio (more than 100,000 insured boats). It has more than 50 years of experience insuring only pleasure boats (it does not work with other branches of business) and has a worldwide network of more than 35,000 collaborators for the processing and resolution of claims. Pantaenius solves an average of 4,500 claims per year!

www.pantaenius.es

We collaborate closely with  Iberian Yacht Consulting , a leading nautical consulting firm in Spain, which has a specific international department dedicated to advising international companies and financial entities for pleasure boats, as well as owners of pleasure boats and large yachts.

www.ibyc.es

RegisterAYacht  is a company specialized in providing financial services to the nautical industry. It offers a comparative approach in the choice of the registration flag for each vessel, as well as in the ownership or acquisition of vessels for both recreational and commercial use. As a nautical division of the Sovereign Group, RegisterAYacht adopts an international and global point of view in the advice, management and administration of yachts thanks to the network of 25 offices spread throughout the world and the wide range of services provided by its parent company.

www.registerayacht.com

AECOSAN  is the Spanish agency for consumption, food safety and nutrition that depends on the Ministry of Health, Social Services and Equality. Said agency regulates the State Registry required in Royal Decree 106/2011, of January 28, which creates and regulates the State Registry of companies provided for in Law 2/2009, of March 31, which regulates the contracting with consumers of mortgage loans or credits and of intermediation services for the conclusion of loan or credit contracts, and the minimum amount of liability insurance or bank guarantee is set for the exercise of these activities. Iberian Finance Services – SYSFINANCE – is a member of AECOSAN.

www.aecosan.msssi.gob.es

BAND OF BOATS , is the first European professional network of second-hand boats that proposes a selection of boat advertisements evaluated by nautical professionals. In this nautical portal, more than 3000 used sailing and motor boats are offered and more than 180 professionally recognized brokers collaborate.

www.bandofboats.com

EasyPort  is the most complete free service guide for navigators in Spain. It includes geolocated information of all the services near the port within a radius of 25 kilometers, including the repair and maintenance services of vessels. The app also includes the leisure and hospitality services closest to each port, including health centers and a pharmacy.

www.easyport.es

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Here's what it takes to get hired at top consulting firms right now

• McKinsey seeks candidates with diverse majors and strong problem-solving skills.
• Boston Consulting Group is expanding roles, emphasizing IT, UX design, and data engineering.
• Ernst & Young is using AI in its hiring processes.

Consulting can be a lucrative career, but landing a job at a top firm isn't always easy.

McKinsey & Company is known for its selective interview process. It receives about 1 million résumés annually and plans to hire fewer than 1% of applicants this year, in line with last year, a spokesperson said.

Ernst & Young, meanwhile, received more than 4 million applications in the past year and hired some 140,000 people, said Irmgard Naudin ten Cate, EY's global talent attraction and acquisition Leader .

Business Insider checked in with four major firms — Boston Consulting Group, Ernst & Young, McKinsey, and PricewaterhouseCoopers (PwC) — for insights into what they might be looking for in prospective employees.

What kinds of roles are consulting firms hiring for?

Consulting firms often hire for a range of positions .

Alicia Pittman, global people team chair at Boston Consulting Group, told BI the company is hiring for a wider array of roles than it did a decade ago. The company has a greater need for IT architects, UX designers, and data engineers, she said.

"The depth of breadth of expertise that we have has changed," she said, noting that the company now has climate scientists on staff.

Pittman said generative artificial intelligence is an area of "tremendous growth" for the firm. "It's going to change the mix of people and expertise that we need," she said.

The use of AI will even change how junior consultants do their jobs because it will often be possible to get answers more quickly.

"You learn the consulting tradecraft differently," Pittman said. "You learn how to interrogate data a little differently."

Ernst & Young is using AI to hire, Naudin ten Cate said. With a tool called EY Candidate Assistant, applicants who think they might be a good fit but don't know the right role can upload a résumé and list their interests. The tool then recommends open roles suitable for them using AI algorithms.

Rod Adams, talent acquisition and onboarding leader at PwC, told BI that the company is hiring consultants, engineers, accountants, and tax professionals, among other roles.

What kinds of candidates are most likely to get hired?

Consulting firms often say there isn't one specific background or set of skills they look for.

Related stories

McKinsey told BI that it looks for "distinctive students just starting their careers" who've majored in subjects such as computer science or art history. It also hires experts in industries ranging from technology to finance to law.

Regardless of their field, the firm wants all of its hires to have good problem-solving skills. One way the firm gauges that is through a game-based assessment called Solve. The results help the firm identify candidates who will succeed at McKinsey regardless of their business experience and are considered along with the rest of a candidate's application, interviews, and any other assessment results relevant to their role, the firm told BI.

PwC said some skills it looks for in job applicants are communication, problem-solving, and relationship building in a hybrid environment, while technical skills include accounting and auditing, tax strategy and reporting, and data engineering and visualization.

"We're also looking for candidates who are committed to continuing to build new skills throughout their career. People need to be able and willing to meet tomorrow's demands and take advantage of new opportunities," Adams said, noting PwC has a My AI initiative that trains its employees on generative AI.

If you're interested in consulting

McKinsey recently launched an interview prep site for new candidates that will include its best coaching and tips for prospective candidates.

"This helps to ensure candidates from any background — regardless of whether they have exposure to resources like consulting clubs — can demonstrate their distinctiveness in our process," the firm told BI.

Adams of PwC said college students and young grads should focus on upskilling and trying to get something new out of every class, project, and experience.

"My advice would be to take advantage of any and all learning and development opportunities, whether it be at school or at work," he said.

Watch: Marketing teams need both creative and technology talent — and not everyone should do both, says PwC's CMO

• Main content

News from the Columbia Climate School

Blending Climate Action with Finance

Lylia Saurel

Emine Taha is a rising senior at Columbia, majoring in sustainable development with a concentration in economics. She is actively involved in the Columbia University Impact Investing Network ( CUIIN ) and the Advisory Committee on Socially Responsible Investing. Beyond her academic pursuits, Taha loves pottery and open-water swimming, and will be taking on the challenge of the Bosphorus Cross-Continental Swim for the first time this year.

In this Q&A, Taha shares insights into her decision to study sustainable development, how the program has shaped her understanding of sustainability and her experiences as a climate finance summer analyst at Molecule Ventures .

What drew you to the sustainable development major?

I am interested in combating climate change through financial tools, so the sustainable development major seemed like the natural middle ground for my interests. It provides a well-rounded scientific background while also allowing students to take classes in areas they are interested in. There are so many paths you can take with the program, which is what makes it so special. Originally, I was doing a special concentration and then switched to the major because there were many more topics I wanted to learn about. The Undergraduate Program in Sustainable Development also played a part in my decision to switch to the major because I felt very supported through the career and educational opportunities they shared.

How does the program shape your understanding of sustainability?

One of the key takeaways has been thinking about sustainability holistically. Decisions are not black and white. One thing that might be great for a certain sustainability goal could impact communities in a negative way. An eco-friendly product that reduces emissions may lead to increased consumption, which could defeat the purpose. Sustainability is a balance with multiple factors to consider, not just a simple two-sided scale. It requires a lot of thought and often involves difficult trade-offs.

Tell us about your recent internship.

This summer, I am a climate finance summer analyst at Molecule Ventures, a company based in New York that is driving decarbonization of key sectors through managing funds in compliance carbon markets. I have been researching supply–demand dynamics for certain markets, conducting policy reviews relating to cap-and-trade and overall climate policies, and evaluating the feasibility of decarbonization of key sectors. I found the internship on Handshake , and through interviewing with various team members, realized that it perfectly suited my interests in sustainability, finance and policy.

What skills from the sustainable development program are you using in your internship?

I took Economic and Financial Methods for Sustainable Development with Satyajit Bose , which allowed me to better understand the different ways climate and finance interact, and how finance can be a tool to push climate goals. I also took Michael Gerrard ’s Climate Change Law and Energy Law courses, which helped me contextualize and read climate policy and international treaties. These classes were also my first in-depth introduction to cap-and-trade markets, which helped me immensely during the interview process. Challenges of Sustainable Development and Principles of Economics (a class I think every sustainable development major can benefit from) also helped me find a direction in my earlier years in college.

How does the internship relate to your studies and what you plan to do post-graduation?

My internship is helping me build a thorough understanding of how climate, finance and policy are intertwined. Building decarbonization scenarios through research, I am also learning about how various key sectors are cutting emissions in different countries. Learning about these decarbonization technologies—their cost, popularity, how much emissions reductions they lead to—has been particularly enlightening on where global emissions might be heading.

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Alumni Spotlight: Charting a Flight Path to Sustainability

From ‘Asthma Alley’ to Green Spaces: A Field Trip with South Bronx Unite

Alumni Spotlight: A Journey From Climate Conservation to Corporate Consulting

Get the Columbia Climate School Newsletter

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