Checkmark Icon

  • Best Daily Contacts
  • Best Contacts for Astigmatism
  • Best Contact Lenses
  • Best Monthly Contacts
  • Best Contacts for Dry Eyes
  • Extended Wear Contacts
  • Multifocal & Bifocal Contacts
  • Best Places to Order Contacts Online
  • Non-Prescription Colored Contacts
  • Colored Contacts for Astigmatism
  • Transition Contact Lenses
  • Risks of Reusing Daily Contacts
  • Best Eye Drops for Contact Lenses
  • Best Eye Drops for Dry Eyes
  • 1-800 Contacts Review
  • Warby Parker Glasses Review
  • How to Use Insurance at Warby Parker
  • Best Places to Buy Glasses Online
  • How Much Do Glasses Cost?
  • Best Sunglasses for Small Faces
  • Farsightedness & Eyeglasses
  • Astigmatism Glasses
  • High-Definition Glasses
  • Adjustable Glasses (Dial Vision)
  • Anti-Glare Coatings
  • Trivex Eyeglass Lenses
  • Progressive Lenses
  • What are Prism Lenses?
  • How to Read Your Eyeglasses Prescription
  • What Eye Prescription is Considered Bad?
  • Purple Eyes
  • Hooded Eyes
  • Almond Eyes
  • Sunken Eyes
  • Double Eyelids
  • Dilated Pupils
  • Glasses for Round Faces
  • Glasses for Square Faces
  • Glasses for Heart Faces
  • Glasses for Oval Faces
  • Glasses for Rectangular Faces
  • Glasses for Diamond Faces
  • Glasses for Triangle Faces
  • Sunglasses for Round Faces
  • Sunglasses for Square Faces
  • Sunglasses for Heart Faces
  • Sunglasses for Oval Faces
  • Sunglasses for Rectangular Faces
  • Sunglasses for Diamond Faces
  • Sunglasses for Triangle Faces

Vision Center Logo

Spectera Vision Insurance Coverage

melody huang medical reviewer

In this article

VSP offers flexible vision insurance coverage, built just for you. Learn More

What is Spectera Vision Insurance?

Vision insurance is a type of health benefit. It fully or partially covers the following:

  • Eye disorder treatments
  • Contact lenses. 7

Spectera is a type of vision insurance, underwritten by Golden Rule Insurance Company. It offers significant cost savings on eye care and eyewear.

Spectera vision insurance is tied to a broad provider network, allowing you to choose eye doctors and eyewear freely. This includes both ophthalmologists and optometrists. 3

What Does Spectera Cover?

Spectera has many vision benefits that cover a variety of eye-care needs. While plans vary and different eye doctors offer unique services, Spectera generally covers:

  • Lenses (including single-vision lenses, bifocals, trifocals , and lenticular lenses , as well as a standard scratch-resistant coating for lenses if prescribed)
  • Contact lenses (including bifocal contact lenses, gas-permeable contact lenses, soft contact lenses, and disposable contact lenses)
  • Prescription sunglasses
  • Eyeglass frames
  • Eyeglass fittings and adjustments

You may be covered for one eye exam in a 12-month period. Likewise, many plans offer new coverage for lenses or frames every year.

If you choose disposable contact lenses over extended-wear lenses, you may be eligible for coverage of several boxes yearly. Check the different vision plans to ensure you choose a comprehensive vision care plan that covers your needs.

Need vision Insurance? VSP has plans as low as $13/month. View Plans

What Doesn’t Spectera Cover?

While plenty of Spectera benefits help you cover the costs of your eye care, remember that not everything is covered. Unfortunately, Spectera doesn't cover:

  • Certain surgical eye procedures
  • Corrective vision treatments
  • Experimental vision treatments
  • Missed appointment charges
  • Sales tax charges on services for vision care
  • Eye exams required by employers as conditions of employment
  • Eye care extras, like accessories
  • Certain cosmetic contact lenses, like colored contacts
  • Nonprescription eyewear (only prescription glasses and contacts are covered)
  • Nonprescription contact lenses
  • Broken eyeglasses

Also, if your eye doctor is not one of Spectera’s in-network providers, you may have to pay out of pocket. Similarly, if you need to purchase more contact lenses than your plan allows, you may need to pay out of pocket for them. Additional services, like more eye exams, may not be covered either.

What is the Benefit of a Spectera Vision Plan?

Various types of Spectera vision plans cover all or part of eye care costs with no waiting periods. 3 With these plans, you gain access to 20 to 40% discounts on:

  • Various lens options
  • Extra eyewear
  • Laser vision correction
  • Other vision services 3

VSP insurance coverage can help you save on glasses, contacts, eye exams, and more. Learn More

Types of Spectera Plans for Vision Coverage

There are several different types of Spectera plans for vision coverage. No two plans offer the same benefits.

You also have the option to choose from standalone vision insurance plans that cover glasses, contacts, or both. Or, you can combine dental insurance with your vision insurance through Spectera. 6

Plans vary by state. Generally, you have two options:

  • Plan A : This covers your needs for eyewear or contact lenses instead of glasses
  • Plan B : This covers your needs for both contacts and glasses

Some states have a 12-month initial policy requirement.

Who is Eligible for Spectera Vision Insurance?

Spectera vision care insurance offers coverage for people of all ages. However, the primary insured must be at least 18 years old . 3

Even people who are already covered under Medicare can apply for Spectera vision insurance.

Does Spectera Cover LASIK?

LASIK (laser-assisted in situ keratomileusis) is a type of refractive eye surgery that offers permanent results. 1 It uses lasers to correct issues like:

  • Myopia (also known as nearsightedness)
  • Hyperopia (also known as farsightedness)
  • Astigmatism

However, insurance never covers LASIK eye surgery since it's considered an elective procedure. Most health insurance companies consider laser eye surgery a cosmetic procedure.

They do not cover laser eye surgery costs because it's not medically necessary. 1 Nonetheless, there are some alternative ways to help you save on LASIK eye surgery:

1. Flexible Spending Accounts (FSAs) or Health Savings Accounts (HSAs)

Some patients tap into their FSAs or HSAs to cover the costs of LASIK. FSA and HSA accounts are both pre-tax accounts that you can use to pay for LASIK. 2  

FSA accounts are offered through your employer and are typically tied to traditional health plans. Meanwhile, HSA accounts must be linked to plans with high deductibles. 2

2. Health Reimbursement Accounts

Health reimbursement accounts are employer-funded health benefit plans that reimburse employees for certain out-of-pocket healthcare expenses.  In some cases, they may also cover the costs of premiums for health insurance plans. You may be able to use a health reimbursement account to cover LASIK. 2  

3. Special Deals

Some eye care doctors or offices offer special deals. They may offer promotional discounts to attract and retain new patients.

4. QualSight LASIK

Q ualSight LASIK makes up the largest network of credentialed LASIK eye surgeons across the U.S. With Spectera insurance, you can access discounted laser procedures through QualSight LASIK. 5

Talk to your eye doctor about whether or not LASIK is right for you. Your Spectera vision provider can also discuss alternative options.

Spectera Vision Insurance offers coverage and significant savings for eye care and eyewear. They offer various plans that provide 20 to 40% discounts on vision services.

Coverage is available for people of all ages. Remember to ask your doctor whether they're one of Spectera’s in-network providers.

Keep in mind there are things that Spectera doesn't cover. You should confirm whether your insurance covers the costs of your eye care needs.

VSP has the nation's largest network of independent vision doctors. Protect your health and save money today. Check Their Network

Related Articles

Types of Vision Plans

Types of Vision Plans

Medically Reviewed by Dr. Melody Huang, O.D.

Blue Cross Blue Shield Vision Plan Review

Blue Cross Blue Shield Vision Plan Review

by Vince Ayaga

What Benefits Does Superior Vision Insurance Provide?

What Benefits Does Superior Vision Insurance Provide?

by Amy Isler

Does Insurance Cover LASIK?

Does Insurance Cover LASIK?

by Dr. Melody Huang, O.D.

VSP Vision Insurance Coverage

VSP Vision Insurance Coverage

Tricare Eye Insurance Coverage

Tricare Eye Insurance Coverage

  • Boyd, Kierstan. “ LASIK - Laser Eye Surgery .” American Academy of Ophthalmology , 2021.
  • “ Financing LASIK or PRK .” LasikPlus .
  • “ Health Insurance .” Add Vision Insurance To Your Health Coverage | UnitedHealthOne . 
  • “ Vision Plan Frequently Asked Questions .” Saint Mary's .
  • “ Schedule Your Free LASIK Exam Today! ” LASIK Eye Surgery: Largest LASIK Plan in the USA | QualSight LASIK . 
  • “ Spectera .” Spectera .
  • “ Vision Coverage - Healthcare.gov Glossary .” HealthCare.gov . 

spectera vision phone

  • Find a Lasik Surgeon Near You
  • Find Optometrist Near You
  • Contact Lenses

Other Links

  • Advertise With Us
  • Privacy Policy

Social Links

spectera vision phone

Vision insurance

Find vision insurance or eye care insurance for individuals and families.

When you’re looking for vision insurance, UnitedHealthcare branded vision plans, underwritten by Golden Rule Insurance Company, may help you get more of the benefits you want. Choose from a range of options designed to help you cover and budget for ongoing vision care expenses. Read on to find a vision plan that’s right for you. 

View vision plans by state

Enter your ZIP code to see available plans in your area.

Questions? Call 1-855-893-4612

What does vision insurance cover?

With vision insurance, you’ll typically have benefits that cover some of the routine costs for vision care, like routine eye exams, glasses or contact lenses. 1 You can buy vision plans to add to your health insurance or choose to buy vision coverage along with other supplemental plans, like a dental plan. 2

See why choosing a vision insurance plan may be worth it for you

Vision insurance plans can help you better manage your vision care costs by giving you the benefits you need to stay on top of your eye health. With a vision plan you can: 

Lower your out-of-pocket costs for eye care

When you choose a network provider (Out-of-network providers are also covered, but without discounts) 

Get coverage for the eye care you need

Coverage for routine eye exams on day one of your plan

Pick the prescription eyewear you prefer

Coverage available for standard eyeglass lenses and frames and contact lenses 1

Frequently asked questions about vision insurance

Want to learn more about vision insurance and how it works? Explore these vision insurance FAQs to help you choose a plan that best meets your needs. 

How does vision insurance work?

Vision insurance plans offer coverage for eye care that’s often not covered by a health insurance plan. So, when you choose a vision plan, you’ll pay a premium to have coverage for routine eye exams to check your vision health, as well as prescription eyewear benefits. 1 

How do I get vision insurance?

There are 2 ways to buy vision insurance plans, underwritten by Golden Rule Insurance Company.  

  • You can choose a standalone vision plan. 1 This means you buy a vision plan separately, to add to your health insurance.
  • You can choose to combine your vision coverage with a dental plan. Plan design varies by state, but in most places, you can find either a dental plan that includes vision coverage or one you can add vision coverage to. 2 Put simply, if you're considering dental coverage already, you may want to see if combining vision insurance makes sense. 

How can I find a vision provider near me?

Search for providers in our large national UnitedHealthcare network at myuhcvision.com .

Does vision insurance cover contacts, glasses or both?

With vision insurance, most plans will cover prescription eyewear. When you're shopping for a vision plan, you'll find most states have plans including coverage for both glasses and contacts. 1  

If my Medicare plan doesn't include vision benefits, can I apply for vision insurance?

Yes, UnitedHealthcare branded vision plans are available for people of all ages. 3 So if you’re looking for a vision plan to add to your major medical coverage, like Medicare, explore our vision plan options . 

Why choose vision plans from UnitedHealthcare?

All-ages coverage.

Find vision coverage for you and your family — it's available for all ages. 3 

Wide-reaching network

Save by choosing a provider from a large national network of vision service and eyewear providers. 

No waiting periods

Get access to vision care on day 1 of your plan — no waiting period.

More choice

Experience the freedom to go out of network and still get benefits if you pay the difference between your plan allowance and your final cost. 

spectera vision phone

Explore more supplemental plans

View more plans, like dental and cash- benefit plans, that offer coverage for expenses not covered by a medical plan. 

Need help finding a plan?

Answer a few questions to see which insurance options may be available for you. 

Already a member with a vision plan?

$69 eye exams! Offer Details

  • Current Promos
  • Patient Portal
  • Learning Center

Wisconsin Vision

Our eye doctors take Spectera vision insurance

Accepted vision plans >

Spectera Vision Insurance

Accepted vision plans   >> Spectera

Wisconsin Vision Eye Doctors Accept Spectera Vision Insurance

Optometrists  at all Wisconsin Vision locations are in-network providers for Spectera vision insurance members.

What does Spectera vision cover?

It depends on the specifics of your Spectera plan. We offer free coverage checks to help our patients understand exactly what’s covered by their Spectera insurance before getting started. Just stop by any of our eye care centers or give us a call and we’ll dig in!

Many Spectera plans cover most or part of the cost of:

  • A comprehensive eye exam
  • Eyeglasses , including frames & optical lenses
  • Contact lenses
  • Contact lens fittings  and follow-ups

We make Spectera optical benefits easy to use

Frequently patients have questions about whether Spectera covers sunglasses, computer glasses, or specific types of lenses and lens treatments. The best way to understand how your Spectera benefits, allowances, copays, and discounts work is to have us check your coverage. Our opticians are experts at deciphering vision insurance benefits and will explain your best options in plain English.

Does Spectera cover sunglasses?

The exact coverage offered by Spectera will vary by plan, but in general Spectera vision plans do not cover non-prescription sunglasses. You may be able to use your annual benefits for prescription glasses to cover prescription sunglasses. There may also be discounts available for members who have used their annual benefits and want to purchase additional pairs of glasses or sunglasses.

To find out if your Spectera plan covers prescription or non-Rx sunglasses in any capacity, just give us a call and we’ll check your benefits for you.

Is Spectera associated with UnitedHealthcare Vision?

According to the UnitedHealthcare website, the vision insurance offered by UHC is powered by Spectera’s Eyecare Network. UnitedHealthcare actually owns and operates Spectera’s nationwide network of vision care providers.

The reason for the separation is to simplify the claims process for members who require eye care in a medical emergency (which would fall under the UnitedHealthcare medical network) versus routine eye care (such as an annual eye exam and glasses).

Wisconsin Vision optometrists accept both Spectera and UnitedHealthcare vision , along with most types of vision insurance . We also take CareCredit , flex dollars (FSA), and HSA to help make out-of-pocket costs more affordable.

Find Spectera vision providers in Wisconsin

Spectera vision insurance is accepted at all 26 of our locations, making it easy to find a Spectera vision provider in Wisconsin’s largest metro areas.

Frequently Asked Questions

What does spectera vision cover.

Eye care coverage varies by plan, but most plans will cover or at least give a discount on yearly eye exams, eyeglass frames & lenses and contact lenses & fittings. Spectera also covers prescription sunglasses. Members can also get a discount on LASIK.

How do I use my Spectera benefits?

We're happy to answer any questions you have about your vision insurance plan and its coverage. Just stop by any one of our 26 locations or give us a call!

Is Spectera part of UnitedHealthcare Vision?

UHC's vision insurance is offered by Spectera eyecare providers because UHC owns Spectera's network. Members can differentiate between the two by submitting emergency eye care claims to UHC and routine eye care claims to Spectera.

How do I find a Spectera provider?

You can use your Spectera benefits at any of our 26 locations. We also take CareCredit, FSA and HSA.

Milwaukee Area

Madison area, waukesha area, fox valley area, racine area.

Find Doctors Who Accept Spectera Near Me

Dr. Neil S Schafran, OD

Dr. Neil S Schafran, OD

Dr. Julio Arroyo, OD, FIAOMC, CFMP

Dr. Julio Arroyo, OD, FIAOMC, CFMP

Dr. Kathleen Viola Ammel, OD

Dr. Kathleen Viola Ammel, OD

Dr. Lonika Patel

Dr. Lonika Patel

Dr. Fouad Melamed, OD

Dr. Fouad Melamed, OD

Dr. Jeffrey F. Martin, OD

Dr. Jeffrey F. Martin, OD

Dr. Gewon Julie Shu, OD

Dr. Gewon Julie Shu, OD

Dr. Aldina Jakupovic, OD

Dr. Aldina Jakupovic, OD

Dr. Lisa Athwal

Dr. Lisa Athwal

Dr. Cristan M Arena, MD

Dr. Cristan M Arena, MD

Dr. Michael J Ward, MD

Dr. Michael J Ward, MD

Dr. Bruce R Saran, MD

Dr. Bruce R Saran, MD

Dr. Gregory Warren Oldham, MD

Dr. Gregory Warren Oldham, MD

Dr. John J Destafeno, MD

Dr. John J Destafeno, MD

Dr. Anil Birdi

Dr. Anil Birdi

Dr. Harjit Athwal

Dr. Harjit Athwal

Dr. Omar Almallah

Dr. Omar Almallah

Dr. Catherine Felicia

Dr. Catherine Felicia

Dr. Vipul Lakhani

Dr. Vipul Lakhani

Dr. Barinder Athwal

Dr. Barinder Athwal

Dr. Jane Pan, MD

Dr. Jane Pan, MD

Dr. Joseph Tulipani

Dr. Joseph Tulipani

Dr. Arthur W Erickson, OD

Dr. Arthur W Erickson, OD

Dr. Joanna Barnett, OD

Dr. Joanna Barnett, OD

Dr. Neal Athwal

Dr. Neal Athwal

Dr. Maya Brady

Dr. Maya Brady

Dr. Kenneth O. Karp, MD

Dr. Kenneth O. Karp, MD

Dr. Brad Masuga, OD

Dr. Brad Masuga, OD

Dr. Arthur Kim, OD

Dr. Arthur Kim, OD

Dr. Wasim M Sleiman, OD

Dr. Wasim M Sleiman, OD

Doctors by category.

Specialists

Centers Near You

Selected Address

NVISION Procedures

Every NVISION patient is different. We look forward to working with you to determine the best eye surgery or nonsurgical treatment for your individual needs.

  • LASIK Eye Surgery
  • Contoura® Vision LASIK
  • EVO ICL™ (Implantable Lens)
  • SMILE™ Vision Correction
  • Cataract Surgery
  • Comprehensive Ophthalmology
  • Lifestyle Lenses
  • Vivity Extended Vision IOL
  • Cross-Linking
  • INTACS® Corneal Implants
  • Oculoplastic
  • Cosmetic Treatments
  • Blepharoplasty
  • Dry Eye Treatments
  • Glaucoma Surgery
  • PDT Eye Treatment
  • Monovision LASIK
  • Refractive Lens Exchange
  • Pterygium Surgery
  • Implantable Miniature Telescope Surgery

See Your Best This Winter!

Get $1000 off LASIK + Enjoy Easy and Fast LASIK Financing.**

Nvision conditions.

  • Astigmatism
  • Nearsightedness
  • Farsightedness
  • Keratoconus
  • Macular Degeneration
  • Coronavirus

NVISION Education

  • LASIK Safety & Success Rates
  • LASIK Eye Surgery Cost
  • LASIK for Astigmatism
  • How Long Does LASIK Take?
  • Laser Surgery Types
  • Types of Eye Surgery
  • Corneal Cross-Linking
  • Survey: America’s Bad Eye Care Habits
  • Diet & Vision?
  • Improving Eyesight
  • Intraocular Lens

NVISION Locations

Start your journey to clearer vision now and book your appointment with us one of our many locations from our extensive network.

  • Inland Empire
  • Los Angeles
  • Orange County
  • Ventura County
  • Port St. Lucie
  • West Palm Beach
  • Indianapolis
  • Kansas City
  • Washington DC
  • Minneapolis
  • Lincoln City
  • Philadelphia
  • Corpus Christi
  • South Texas
  • Salt Lake City
  • Virginia Beach

Find a nearby center

Last Updated Sep 20, 2023

Further Reading

  • Argo Vision Insurance
  • Blue View Vision
  • VSP Coverage
  • AIG Vision Insurance
  • Defined Contribution Plans for Vision Care
  • Mail Handlers Benefit Plan (MHBP) Vision Insurance
  • Costco Vision
  • VA Benefits
  • L.A. Care Vision Insurance
  • Vision + Dental Packages
  • Covered California Eye Care
  • Delta Dental Vision Insurance
  • Future of Eye Care
  • Colonial Life Vision Insurance
  • CareFirst Vision Insurance
  • Vision Insurance Providers in California
  • CalOptima Vision Insurance
  • Medicare Coverage for Glasses
  • Vision Insurance Providers in Oregon
  • Vision Insurance Providers in Texas
  • Vision Insurance Providers in Washington
  • Vision Insurance Providers in Nevada
  • Medi-Cal Vision Benefits
  • Vision Insurance Providers in Arizona
  • Best Vision Coverage Plans in 2021
  • Vision Insurance Providers in Utah
  • VSP Cover Cataract Surgery
  • MetLife Vision
  • Davis Vision
  • Options to Afford Cataract Surgery
  • Kaiser Vision Insurance
  • Mutual of Omaha Vision Insurance
  • Direct Vision Insurance
  • EyeMed vs. VSP
  • Getting an Eye Exam Without Insurance
  • FEP BlueVision
  • Aflac Vision Insurance
  • Qualsight for LASIK
  • United Healthcare (UNH)
  • Cigna Coverage
  • Superior Vision
  • Humana Coverage
  • EyeMed Insurance Coverage
  • FSA Coverage
  • Medicaid for Vision Care Coverage
  • AltaMed Vision Insurance
  • Vision Insurance Companies in 2022

What Eyecare (Including LASIK) Does Spectera Vision Cover?

Home / Insurance for Laser Eye Surgery & LASIK / Spectera Vision Insurance Coverage

Spectera Vision Insurance offers comprehensive vision coverage for individuals and their dependents. Services covered by Spectera Vision include:

  • Frame benefits
  • Contact lens benefits
  • Additional glasses
  • Lens upgrades

Keep reading as we go into depth on Spectera Vision Insurance and all of its benefits.

Table of Contents

  • Spectera Overview
  • Eye Surgery & LASIK

Cost of Coverage

Retail locations.

The exact services covered by Spectera vary by plan, though all coverage is meant to be comprehensive and provide a number of benefits to Spectera members.

An annual eye exam is the cornerstone of every Spectera vision plan. The Spectera eye exam provides detection, monitoring, and treatment of any vision problems.

spectera vision phone

Spectera does not provide full coverage for laser eye surgery , though it does grant access to the Laser Vision Network of America, along with member discounts.

The costs of Spectera vision plans vary by plan, so you need to verify your specific vision coverage. The cost of your plan goes toward services, such as member benefits and provider access and choice.

Spectera is proud to offer a nationwide network of eye care providers and retail locations to serve your eye care needs. Through this large network, you can likely find vision services when and where you need them.

Spectera Vision Insurance

Spectera Vision Insurance is owned and operated by UnitedHealthcare. They offer comprehensive vision plans that cover vision needs, ranging from eye exams to glasses and contact lenses.

The goal of Spectera is to provide coverage that makes vision care accessible, affordable, and efficient. The company aims to help its customers save time and money on vision care by finding eye care where and when they need it.

What Is Covered by Spectera?

spectera vision phone

Spectera vision plans cover a variety of vision services. Services offered include:

  • Eye exams. An annual eye exam (minus the copay) is covered to assess for any vision problems.
  • Frame benefits. Money from your plan can be used to purchase frames from in-network providers.
  • Contact lens benefits. The cost of contact lenses, a fitting, and two follow-up visits is covered (after your copay).
  • Additional glasses. Discounts are offered on extra pairs of eyeglasses you purchase.
  • Lens upgrades. Many lens options are offered for up to 40 percent off, if they are not covered entirely by your plan.

Spectera vision coverage offers a number of supplementary benefits for network members. Some of these discounts include:

  • Laser vision correction discounts offered through the Laser Vision Network of America .
  • Reduced pricing on hearing aids through UnitedHealthcare .
  • Access to deals on contact lenses.

Spectera Eye Exam

Part of every Spectera vision coverage plan is an annual exam aimed at detecting and monitoring eye problems. According to the Centers for Disease Control and Prevention (CDC), nearly 11 million people living in the United States could have improved vision with the help of proper refractive correction.

Approximately 61 million Americans are at high risk for severe vision loss, but only half of these people report visiting an eye doctor within the past year. Early detection and treatment of vision problems, explains the CDC, are the most effective and affordable approaches to vision care.

To address the need for regular vision care, Spectera offers the Eye Exam Early Detection program. Through annual exams covered by Spectera, eye doctors can assess for:

  • Vision disorders.
  • Eye muscle coordination.
  • Eye diseases.
  • Early warning signs of other health conditions.
  • By getting regular vision exams, problems can be detected early and treated before they develop into more serious conditions.

woman receiving glasses in front of eye exam

Does Spectera Cover Eye Surgery or LASIK?

Spectera Vision coverage provides you access to the Laser Vision Network of America , which is also owned and operated by UnitedHealthcare. Through your Spectera vision plan, you are eligible for discounted laser vision correction procedures, including LASIK. The entire cost of these procedures is not likely to be covered, though your vision plan should help make them much more affordable.

A membership with the Laser Vision Network of America gives you access to over 550 locations across the country that offer laser vision eye surgeries and LASIK. Members and their dependents get a variety of benefits, depending on the provider you choose, such as:

  • A free LASIK eye exam.
  • 15 percent off standard prices.
  • 5 percent off promo prices.
  • Lifetime enhancements.

If you don’t achieve the desired results following LASIK, all in-network providers are required to make enhancements or retreatments as necessary for at least the first year following your procedure. There are no benefits given when out-of-network providers are used.

woman calculating cost

The exact cost of vision coverage varies depending on your specific plan. Each plan typically comes with a copayment and allowance. With the copay, the patient pays a predetermined amount for each eye exam or pair of glasses or contact lenses they buy. The set allowance can be used to help pay for glasses frames and contact lenses.

Spectera prides itself on providing vision plans that offer significant cost savings and excellent member benefits. The cost of your vision coverage goes toward:

  • Clear benefits and values.
  • Provider access and choice.
  • High-quality eye care.
  • Eyewear choice and value.
  • Convenient customer service.

Those covered by a Spectera vision plan can take advantage of their coverage at many local and national retail locations. These retailers are included in the Spectera vision network:

  • Walmart Vision Center
  • Visionworks
  • America’s Best: Contacts & Eyeglasses
  • Eyeglass World
  • Sam’s Club Optical

In addition to visiting the above stores in person, you can save money by ordering contact lenses online and taking advantage of specific lens discounts, such as progressives or tints. Not all providers and locations offer the same discounts, so it is important to check with your local provider before placing an order.

  • Vision Health Initiative: Common Eye Disorders . (September 2015). Centers for Disease Control and Prevention.
  • Vision Health Initiative: Fast Facts . (July 2017). Centers for Disease Control and Prevention.
  • Why Choose Spectera? My Spectera.com

The information provided on this page should not be used in place of information provided by a doctor or specialist. To learn more, read our Privacy Policy and Editorial Policy pages.

Your Health

Make the most of your healthcare benefits by understanding your coverage options, taking advantage of available resources and making informed benefit choices during Open Enrollment and throughout the year.

spectera vision phone

DID YOU KNOW?

Your eyes are the windows to your overall health. Using your preventive benefit to get a routine eye exam isn’t just good for your vision. Often, it can uncover the early signs of an underlying health condition such as diabetes or high blood pressure.

Vision Plan Options

Our vision plan, through UnitedHealthcare , is designed to help you and your family with routine eye care costs. An annual eye exam is covered at 100% if you seek services with a UnitedHealthcare provider. Other covered services are listed in the table below. For detailed information, view the vision enrollment guide below or visit myuhcvision.com .

Covered Services

Vision id card, vision id cards.

Looking for your vision ID card? An ID card is not required, but if you would like a copy, visit myuhcvision.com . Look for the 'View your ID Card' video which will give you instructions on how to view, download and print. You can also find your ID card on the UHC app.

Out of Network Reimbursement

Your vision plan includes a strong out of network benefit to give you flexibility. To receive reimbursement for a claim from an out-of-network provider, you will need to mail your itemized receipts with the member's unique identification number and the patient's date of birth to:

  • UnitedHealthcare Vision Claims Department PO Box 30978 Salt Lake City, UT 84130 Fax: 248-733-6060
  • Please note : Receipts must be submitted together at the same time for services and materials purchased (even if purchased on different dates) to receive reimbursement. You will receive a one-time reimbursement based on your reimbursement schedule and service frequency in your employer’s vision care plan.

Spectera Eyecare Network

When visiting a provider in the Spectera Eyecare Network, a Vision ID card is not required. If you give your name, date of birth and zip code, the provider will be able to pull up your information.

If you would like to use your vision benefit (purchase a pair of lenses and frames, for example), use myuhcvision.com as your resource.  If you want to use your medical benefit (retinal issue, glaucoma, for example), visit myuhc.com to search for a vision provider.  Note that you can use myuhc.com as a single source to search for a standalone vision provider, but if you prefer to view a dedicated vision source, visit myuhcvision.com .

Children’s and Maternity Eye Care Benefit

Members age 0-12 and members pregnant or breastfeeding are eligible for a second exam. Members age 0-12 and members pregnant or breastfeeding are also eligible for a replacement frame and lenses if you have a prescription change of 0.5 diopter or more. The second exam and replacement benefits are the same as the initial exam, frame and lens benefits.

Laser Vision

UnitedHealthcare has partnered with QualSight LASIK, the largest LASIK manager in the United States, to provide our members with access to discounted laser vision correction providers. Member savings represent up to 35% off the national average price of Traditional LASIK. Contracted prices start at $945 per eye for Traditional LASIK and $1,395 per eye for Custom LASIK. Discounts are also provided on newer technologies such as Custom Bladeless (all laser) LASIK. For more information, visit myuhcvision.com .

Eyeglasses and Contact Lenses

At a participating in-network provider you will receive up to a 20% discount on an additional pair of eyeglasses or contact lenses. This program is available after your vision benefits have been exhausted. Please note that this discount shall not be considered insurance, and that UnitedHealthcare shall neither pay nor reimburse the provider or member for any funds owed or spent.  To learn more about all the eyewear discounts available to you, visit myuhcvision.com .

Hearing Aids

As a UnitedHealthcare vision plan member, you can save on custom-programmed hearing aids when you buy them from UnitedHealthcare Hearing. To find out more, go to UHCHearing.com . When placing your order, use promo code MYVISION to get the special price discount.

Call UnitedHealthcare at 1-844-210-5456 or visit myuhcvision.com.

  • UHC Vision Enrollment Guide
  • Vision Plan SPD
  • Vision Out-of-Network Claim Form Make sure that a complete itemized receipt showing the codes for services billed is included – not just a balance due statement or cash register receipt.
  • Business lines
  • Global brands
  • United States

logo

  • Annual Enrollment
  • Employee Medical Plan summary plan descriptions
  • Aetna POS II A and POS II B
  • Aetna Select
  • Cigna OAPIN
  • Summary of Material Modifications - Plan changes for the current year
  • Retiree Medical Plan summary plan descriptions
  • Medicare Primary Option
  • Medicare Supplement Plan
  • Additional summary plan descriptions
  • Pre-Tax Spending Plan
  • International Medical and Dental Plan
  • Additional benefit information
  • Transparency in Coverage
  • 2023 COVID-19 Medical Plan Updates
  • COVID OTC Test - Medical Plan
  • COVID OTC Test - International Medical Dental Plan
  • Information on COVID OTC Test for Medicare Participants
  • New Benefits Plan deadlines due to COVID-19
  • COBRA Subsidy
  • Healthcare forms and useful links
  • HIPAA privacy notice
  • Illinois Consumer Coverage Disclosure Act Information
  • Non-discrimination notices
  • Summary of Benefits and Coverage
  • EEOC Notice for Employer
  • Summary plan descriptions
  • Additional financial tools
  • Financial Fitness Program (EY Financial Planning Center)
  • Finance Video Library
  • Finance and tax forms and useful links
  • 1040 Tax Calculator
  • Net Pay Calculator
  • Early Commencement factors
  • Life Insurance Program
  • Family Adjustment, Family Income, Contributory Group Life Insurance (Grandfathered)
  • Additional security tools
  • Reporting a Medical Absence

Annual enrollment

  • Benefit plan overview
  • Company programs
  • Alight Mobile App
  • ExxonMobil retirees
  • Financial and benefits video library
  • Medication information and disclosure forms
  • Retiree online community
  • Summary of benefits and coverages
  • Total Wellbeing
  • Employee Assistance Program
  • Disaster and Hurricane resources

spectera vision phone

Use the Edit – Find function located in the browser to search within this document.

Vision Plan

Summary plan description of the ExxonMobil Vision Plan as of January 2023

About the ExxonMobil Vision Plan

This guide is a summary of the rules for the ExxonMobil Vision Plan (the Plan).  This guide along with the Certificate of Coverage provided by United Health Care Insurance Company constitutes the Summary Plan Description (SPD) for the Plan.  If you do not have a copy of the certificate, go to the UnitedHealthcare (UHC) Vision website at  https://em.myuhcvision.com/MWP/Landing . This guide does not contain all the Plan details.  In determining your specific benefits, the full provisions of the formal documents, as they exist now or as they may exist in the future, always govern. Copies of these documents are available for your review. Exxon Mobil Corporation reserves the right to change benefits in any way or terminate any benefit at any time.

Effective January 1, 2023 Spectera is rebranded to UnitedHealthcare Vision.

The Plan is fully-funded.  An insurance company collects premiums and underwrites coverage. ExxonMobil is responsible for determining the rules of eligibility for the Plan. State laws that govern vision plans may affect some of the eligibility participation rules.  Please contact UnitedHealthcare (UHC) Vision for further assistance. About the participation rules in this booklet you can contact the ExxonMobil Benefits Service Center. See  Information sources  below.

Notice: The Plan is an excepted benefit under Patient Protection Affordable Care Act (PPACA) and is not minimum essential coverage.  Since it is not minimum essential coverage, you may not treat it as required coverage when filing your U.S. Federal Income Tax return. Applicability to represented employees is governed by collective bargaining agreements and any local bargaining requirements.

Information sources

When you need information, you may contact:

United Healthcare Insurance Company (UHIC)

Issues the insurance policy for ExxonMobil Vision Plan

UnitedHealthcare Vision

Provides specialized assistance with respect to questions about the benefit features of the Plan, claims, appeals, and network providers.

UnitedHealthcare Vision Customer Service Department 877-303-2415  Monday – Friday 7:00 a.m. to 10:00 p.m. CT Saturday 8:00 a.m. to 5:30 p.m. CT (except certain holidays)

UnitedHealthcare Vision Claims Department P. O. Box 30978 Salt Lake City, UT 84130

ExxonMobil Vision Plan website:  https://em.myuhcvision.com/MWP/Landing

The following is available on UnitedHealthcare Vision’s dedicated ExxonMobil Web site:

  • Benefit Summary  - outlines the benefits available under the Plan
  • Certificate of Coverage  - provides additional detailed information about the Plan
  • Provider Locator  - search tool listing retail and private practice providers in UnitedHealthcare Eyecare Networks
  • Provider Nomination Form  - to nominate your provider to participate in UnitedHealthcare Eyecare Networks
  • Frequently Asked Questions  (FAQs) about the Plan
  • Useful Links  information to help you learn more about eye care

Benefits Administration

Provides specialized assistance by benefits counselors with respect to enrollment. References throughout this guide refer to the ExxonMobil Benefits Service Center.  Phone Numbers/Hours and Addresses: Employees and Retirees: ExxonMobil Benefits Service Center 800-682-2847 (toll free) 800-TDD-TDD4 (833-8334) for hearing impaired  Monday – Friday 7:00 a.m. to 5:00 p.m. CT (except certain holidays) ExxonMobil Benefits Service Center P.O. Box 18025 Norfolk, VA 23501-1867 

Effective January 2, 2024, Alight will be the new administrator of ExxonMobil’s health, life insurance, and pension plans. If you need assistance, please contact:

ExxonMobil Benefits Service Center Phone: 833-776-9966 Hours: 8am – 4pm CST, Monday through Friday, except certain holidays Your Total Rewards portal:  digital.alight.com/exxonmobil

Alight Mobile app  (available through Apple App Store or Google Play)

Address: Dept 02694, PO Box 64116, The Woodlands, TX, 77387-4116

ExxonMobil sponsored sites

Provide access to plan-related information, including claim forms.

  • Employee Connect, the Human Resources Intranet site — can be accessed at work by employees.
  • ExxonMobil Family, the Human Resources Internet site — can be accessed from home by everyone at www.exxonmobilfamily.com.
  • Retiree Online Community Internet site — can be accessed from home by ExxonMobil retirees and survivors only (including Exxon and Mobil retirees and survivors) at www.emretiree.com .
  • ExxonMobil Benefits Portal— can be accessed from home by everyone at  http://www.exxonmobil.com/benefits .

Introduction

The ExxonMobil Vision Plan (the Plan) encourages preventive eye care by offering coverage for comprehensive eye exams and allowances for lenses and frames or contact lenses in lieu of lenses and frames. The Plan offers you the opportunity to use optometrists and ophthalmologists who are part of UnitedHealthcare Eyecare Networks. You can generally reduce your out-of-pocket expenses while maximizing the Plan benefits by using this network. The Plan eligibility and enrollment rules are described in detail in this booklet.  For details on your benefits coverage, please see your Certificate of Coverage or contact UnitedHealthcare at 1-877-303-2415.

Plan at a glance

Employees: You may enroll yourself and your eligible family members within your first 60 days of employment or within 60 days of a subsequent change in status or at Annual Enrollment. See How to enroll  for employees.

Retirees: You may enroll yourself and your eligible family members within 60 days of your retirement. If you are not already enrolled as an employee and you do not enroll at this time, you will have limited opportunities to enroll at a later date. See How to enroll for retirees.

United Healthcare Eyecare Networks

You can visit any provider, but you save when you choose a provider who participates in the United Healthcare Eyecare Networks.

Consolidated Omnibus Budget Reconciliation Act 1985 (COBRA)

You and your family members who lose eligibility may continue vision coverage for a limited time under certain circumstances. See Continuation coverage . 

Administrative and ERISA Information 

This Plan is subject to rules of the federal government, including the Employee Retirement Income Security Act of 1974, as amended (ERISA), not state insurance laws. See  Administrative and ERISA information .

Key terms 

This is an alphabetized list of words and phrases, with their definitions, used in this Information Booklet. See Key terms .

Eligibility and enrollment

Eligibility and enrollment for the ExxonMobil Vision Plan

Most U.S. dollar payroll regular employees of Exxon Mobil Corporation and participating affiliates are eligible for this Plan.

Generally, you are eligible if:

  • You are a regular employee .
  • You are a trainee  as described in the Key Terms section.
  • You are a retiree .
  • You are a survivor / surviving spouse , which means an eligible family member of a deceased regular or retiree. 
  • You are a long-term Expatriate with U.S. Company-sponsored green card (also called permanent resident visas or PRVs) who retires/retired at the end of your current U.S. assignment on or after July 1, 2020 and remain in the U.S. with a valid PRV. If you choose not to enroll, there will be no opportunity to enroll at a later point in time during retirement.

You are not eligible if:

  • You participate in any other employer vision plan to which ExxonMobil contributes
  • You fail to make any required contribution toward the cost of the Plan.
  • You fail to comply with general administrative requirements including but not limited to enrollment requirements.
  • You lost eligibility as described under Changes in Status section.
  • You are an Expatriate employee.

Eligible family members

Eligible family members are generally your:

  • A child who is described in any one of the following paragraphs (1) through (3):

       1. has not reached the end of the month during which age 26 is attained, or

       2. is totally and continuously disabled and incapable of self-sustaining employment by reason of mental or physical disability, provided the child:

            a) meets the Internal Revenue Service's definition of a dependent, and

            b) was covered as an eligible family member under this Plan immediately prior to age 26 when the child's eligibility would have otherwise ceased, and    

            c) met the clinical definition of totally and continuously disabled before age 26 and continues to meet the clinical definition through subsequent periodic reassessment reviews, or           

       3. is recognized under a qualified medical child support order as having a right to coverage under this Plan.

A child aged 26 or over who was disabled but who no longer meets the requirements of paragraph two (2) above, ceases to be an eligible family member 60 days following the date on which the applicable requirement is not met.

Please note : An eligible employee's parents are not eligible to be covered. 

Suspended retiree

A person who becomes a retiree due to incapacity within the meaning of the ExxonMobil Disability Plan and who begins long-term disability benefits under that plan, but whose benefits stop because the person is no longer incapacitated is considered a suspended retiree and is not eligible for coverage until the earlier of the date the person:

  • Reaches age 55, or
  • Begins their benefit under the ExxonMobil Pension Plan at which time the person is again considered a retiree and may enroll.

The family members of a deceased suspended retiree will be eligible for coverage under this Plan only after the occurrence of the earlier of the following:

  • The date the suspended retiree would have attained age 55, or
  • The date a survivor begins receiving a benefit due to the suspended retiree's accrued benefit from the ExxonMobil Pension Plan.

Special eligibility rules

A person who otherwise is not a spouse but who, as a dependent of a former Mobil employee who participated in or received benefits under a Mobil-sponsored plan or program prior to March 1, 2000, is considered an eligible dependent as long as that person's eligibility for coverage as a dependent under a Mobil-sponsored plan would have continued.

Classes of coverage

You can choose coverage as an:

  • Employee or retiree only,
  • Employee or retiree and spouse,
  • Employee or retiree and child(ren), or
  • Employee or retiree and family.

There are also classes of coverage for surviving spouses and family members of deceased employees and retirees, and employees on certain types of leaves of absence.

For employees on an approved leaves of absence, their contribution rate will not change.

Each class of coverage has its own contribution rate.  Employees contribute to the Plan through monthly deductions from their pay on a pre-tax or after-tax basis.  Retirees and survivors receiving monthly benefit checks from ExxonMobil pay by deductions from these checks on an after-tax basis.  Other retirees or survivors and participants with continuation coverage pay by check or monthly draft on their bank account.

Double coverage

No one can be covered more than once in the Plan. You and spouse family member cannot both enroll as employees (or retirees) and elect coverage for each other as eligible family members. If you and your spouse or adult child work for the company or are both retirees you may both be eligible for coverage. Each of you can be covered as an individual employee (or retiree), or one of you can be covered as the employee (or retiree) and the other can be an eligible family member. Also, if you and your spouse have children, each child can only be covered by one of you.

In addition, a marriage between two ExxonMobil employees does not allow enrollment or cancellation in any of the ExxonMobil health plans. In order to change your coverage you need to wait until you experience a change in status that allows coverage changes or annual enrollment.

How to enroll

As a newly hired employee, if you enroll in the Plan within 30 days of your start date, coverage begins the first day of employment. If you enroll between 31 and 60 days from your date of hire, coverage will be effective the first day of the month following completion of enrollment in ExxonMobil Benefits or through the ExxonMobil Benefits Service Center. If you are eligible for the ExxonMobil Pre-Tax Spending Plan, you will be enrolled to pay your monthly contributions on a pre-tax basis unless you annually decline this feature. Your monthly pre-tax contributions and class of coverage must remain in effect for the entire plan year, unless you experience a change in status. (See the  Annual enrollment  and  Changing your coverage  sections.)

You can enroll eligible family members only if you are enrolled in this plan. You can enroll in the Plan using   ExxonMobil Benefits  or through the ExxonMobil Benefits Service Center.

You may be requested to provide documents at some future date to prove that the family members you enrolled were eligible (e.g., marriage certificate, birth certificate). If you fail to provide such requested documents within 90 days of the request, coverage for the family members will be cancelled the first of the following month.  If you enroll family members who are not eligible for the Plan, for instance, by covering children who do not meet the eligibility requirements, you may lose eligibility for yourself and your family under all ExxonMobil health plans and you may be subject to discipline up to and including termination of employment for falsifying company records.

Under the Children's Health Insurance Program (CHIP) Reauthorization Act of 2009 you may change your Plan election for yourself and any eligible family members within 60 days of either (1) termination of Medicaid or CHIP coverage due to loss of eligibility, or (2) becoming eligible for a state premium assistance program under Medicaid or CHIP coverage.   In either case, coverage is effective the first of the month following  enrollment through the ExxonMobil Benefits portal or through the ExxonMobil Benefits Service Center phone line.

Effective January 1, 2019, retirees have three opportunities to enroll in the Plan:

  • At retirement, or
  • Upon loss of other employer coverage, or
  • When first eligible to be enrolled in Medicare as your primary plan.

There is no opportunity to enroll yourself in the Plan at any other time, including during annual enrollment.

If you were enrolled in the Plan as an employee, you and your eligible covered family members will continue to be enrolled in the Plan at retirement. However, as a retiree, you will pay your contributions on an after-tax basis via payroll deduction (if eligible), check, or bank draft.

Eligible family members may be added to your coverage at one of the three enrollment opportunities listed above or if you experience a change in status. Eligible family members cannot be added to your coverage at any other time, including during annual enrollment.

All enrollments must be completed within 60 days of the enrollment event. Coverage is effective the first of the month following receipt of your election by the ExxonMobil Benefits Service Center (EMBSC), except in the case of a birth or adoption of a child when changes will be effective on the date of the birth or adoption.

You can enroll either online or by phone. To enroll online go to www.exxonmobil.com/benefits . To enroll by phone contact the ExxonMobil Benefits Service Center at 800-682-2847. 

You may be requested to provide documents at some future date to prove that the family members you enrolled were eligible (e.g. marriage certificate, birth certificate). If you fail to provide such requested documents within the required time period, coverage for the family members will be cancelled the first of the following month. If you enroll family members who are not eligible for the Plan, for instance, by covering children who do not meet the eligibility requirements, you may lose eligibility for yourself and your family under all ExxonMobil health plans.

You may cancel your coverage at any time; however, you may not re-enroll unless you experience a corresponding change in status or you wait until one of the enrollment opportunities listed above. Coverage will be terminated at the end of the month in which your elected change has been received.

Eligible family members may also be removed from your coverage at any time; however, they may not be reinstated unless you experience a corresponding change in status or you wait until one of the enrollment opportunities listed above.

Note: You are required to remove family members who are no longer eligible for coverage at the time of loss of eligibility. To remove an ineligible family member (a divorced spouse for example) you must notify the Benefits Service Center within 60 days of the loss of eligibility or your ineligible family members will not be entitled to COBRA benefits continuation. If you fail to notify the Benefits Service Center, you may also lose eligibility for yourself and your family under all ExxonMobil health plans. In addition, you will be required to reimburse the Plans for any claims paid after the loss of eligibility for any ineligible person(s).

Each year, usually during the fall, ExxonMobil offers an annual enrollment period. During this time, employees can make changes to coverage by adding or removing family members. Family members may be added or removed for any reason during annual enrollment. However, family members must be removed as soon as they are no longer eligible. Changes elected during annual enrollment take effect the first of the following year.

You should not wait until annual enrollment to remove a family member who loses eligibility; they should be removed at the time eligibility is lost. For consequences for covering an ineligible family member, see Loss of Eligibility .

Note: Effective January 1, 2019, retirees cannot enroll in or make changes to their Plan coverage during annual enrollment.

Employees are automatically enrolled in the Pre-Tax Spending Plan to pay monthly contributions on a pre-tax basis unless this feature is declined each time. This choice is only available during the annual enrollment period or with a change in status.

If you do not want to make any changes, you don’t have to do anything during annual enrollment to continue with your current plan selection for the following year. However, if as an employee you want to participate in a Flexible Spending Account (FSA), you must enroll each year, even if you are currently enrolled in an FSA.

If as an employee you pay your monthly contributions on an after-tax basis and would like to continue making contributions on an after-tax basis for the following year, you must elect to do so each year during annual enrollment and after each change in status. Otherwise, your contributions will be switched to a pre-tax basis beginning the first day of the following year.

Changing your coverage

To make a change to your coverage after your initial enrollment you must wait until annual enrollment or until you experience one of the following changes in status.

Note: Changes in coverage associated with a change in status are effective the first day of a month after enrollment is completed, except in the case of a birth or adoption of a child when changes will be effective on the date of the birth or adoption. If the change is made during annual enrollment, changes are effective the first day of the following year.

To make a change to your coverage after your retirement you must wait until you experience a Post-Retirement Change in Status.

Changes in Status during employment

Retirees and survivors please see Post-Retirement Changes in Status.

This section explains which events are considered changes in status during your employment and what changes you may make as a result. If you have a change in status, you are required to complete your change within 60 days. If you do not complete your change within 60 days, changes to your coverage may be limited. If you fail to remove an ineligible family member within 60 days of the event that causes the person to be no longer eligible, (e.g., divorce) you are required to continue to pay the same pre-tax contribution for coverage even though you have removed the ineligible person(s).  Your pre-tax contribution for coverage will remain the same until you have another change in status or the first of the plan year following the next annual enrollment period. The only exception is death of an eligible family member. In addition, you will be required to reimburse the Plans for any claims paid after the loss of eligibility for any ineligible person(s).

Important Note:  Your election due to a change in status cannot be changed after the transaction is completed in ExxonMobil Benefits website or through the ExxonMobil Benefits Center. If you make a mistake in ExxonMobil Benefits website, contact ExxonMobil Benefits Center immediately or no later than the first work day following the day on which the mistake was made.

The following is a quick reference guide to the Changes in Status during employment discussed in more detail after the table.

Changes will only be allowed if the change is made in ExxonMobil Benefits  portal within 60 days of the event . Unless otherwise noted, the effective date will be the first of the month after the transaction is completed in ExxonMobil Benefits  portal .

If you are enrolled in the Plan, you can enroll your new spouse and their eligible family members (including your stepchildren) for coverage. If you are not already enrolled for coverage, you can sign up for vision coverage for yourself, your new spouse, and your stepchildren. If you gain coverage under your spouse's vision plan, you can cancel your coverage. You must make these changes within 60 days, following the date of your marriage or wait until annual enrollment or another change in status.

In the case of divorce:

  • Your former spouse and any stepchildren are only eligible for coverage through the end of the month in which the divorce is final.
  • You are required to remove coverage for your former spouse and stepchild(ren) within 60 days of your divorce .
  • You must notify and provide any requested documents to ExxonMobil Benefits Service Center as soon as your divorce is final.
  • If you do not to notify and provide requested forms to the ExxonMobil Benefits Service Center within 60 days will result in your former spouse and stepchild(ren) not being entitled to elect COBRA.
  • If you fail to remove your spouse and any stepchild(ren) within 60 days of the event you will continue to have pay the same pre-tax contribution for coverage even though you have removed your former spouse and stepchild(ren).
  • Your pre-tax contribution for coverage will remain the same until you have experienced another change in status or the first of the plan year following the next annual enrollment period.
  • You will be required to reimburse the Plans for any claims paid after the loss of eligibility for any ineligible person.

There may also be consequences for falsifying company records. Please see the Continuation coverage section of this SPD. You may not make a change to your coverage if you and your spouse become legally separated because there is no impact on eligibility. If you lose coverage under your spouse's health plan on account of divorce, you can sign up for vision coverage for yourself and your eligible family members. You must enroll within 60 days following the date you lose coverage under your spouse’s plan or wait until annual enrollment or another change in status.

Birth, adoption or placement for adoption

If you gain a family member through birth, adoption or placement for adoption, you may add the newly eligible family member to your current coverage. You may also enroll yourself, your spouse, and all eligible children. Coverage is effective on the date of birth, adoption or placement for adoption provided you complete the enrollment process within 60 days. You must add the new family member within 60 days even if you already have family coverage.

See the Changing your coverage  section for additional circumstances in which changes can be made.

If you enroll your new family member between 31 and 60 days from the birth or adoption and your coverage level changes, you will pay the cost difference on a post-tax basis until the end of the month in which enrollment is completed in ExxonMobil Benefits  portal. Beginning the first day of the following month your deduction will be on a pre-tax basis.

Death of a spouse

If you lose coverage under your spouse’s vision plan, you can sign up for vision coverage for yourself and your eligible family members. You must make these changes within 60 days following the date you lose coverage or wait until Annual Enrollment or another change in status. If you and your family members are enrolled in the Vision Plan, any stepchildren will cease to be eligible upon your spouse's death unless you are their court appointed guardian or sole managing conservator. 

Sole legal guardianship or sole managing conservatorship

If you (or your spouse, separately or together) become the sole court appointed legal guardian or sole managing conservator of a child and the child meets all other requirements of the definition of an eligible family member, you have 60 days from the date the judgment is signed to enroll the child for coverage. You must provide a copy of the court document signed by a judge appointing you (or your spouse separately or together) guardian or sole managing conservator. 

When a child is no longer eligible 

If an enrolled family member is no longer an eligible family member, coverage continues through the end of the month in which they cease to be eligible. In some cases, continuation If an enrolled family member is no longer an eligible family member, coverage continues through the end of the month in which they cease to be eligible. In some cases, continuation coverage under COBRA may be available. You must notify the ExxonMobil Benefits Service Center (through the ExxonMobil Benefits portal or by phone) as soon as a family member is no longer eligible. If you fail to notify the ExxonMobil Benefits Service Center within 60 days, the family member will not be entitled to elect COBRA. While we have an administrative process to remove dependent children reaching the maximum eligibility age, you remain responsible for ensuring that the child is removed from coverage. If you fail to ensure that a family member is removed in a timely manner, there may be consequences for falsifying company records.

Leave of absence

If you are on an approved leave of absence, you can continue coverage by making required contributions directly to the Plan by check or, if applicable, pre-pay your benefits. If you choose not to continue your coverage while on leave, your coverage ends on the last day of the month in which your cancelation form is received by ExxonMobil Benefits Service Center and you will be required to pay for the entire month’s contributions.  If you fail to make required contributions while on leave, your coverage will end.

If the company should make any payment on your behalf to continue your coverage while you are on leave and you decide not to return to work, you will be required to reimburse the company for required contributions.

If you were on a leave that meets the requirements of the Family and Medical Leave Act of 1993 (FMLA) or the Uniformed Services Employment and Reemployment Rights Act (USERRA), and your coverage ended, re-enrollment is subject to FMLA or USERRA requirements.

For more information, contact ExxonMobil Benefits Service Center. 

Post-Retirement Changes in Status

Employees please see Changes in Status during employment.

Other changes that may affect your coverage

Change in coverage costs or significant curtailment.

If the cost for coverage charged to you significantly increases or decreases during a plan year, you may be able to make a corresponding prospective change in your election, including cancellation of your election. This provision also applies to a significant increase in the vision deductible or copayment. If the cost for coverage under your spouse’s vision plan significantly increases or there is a significant curtailment of coverage that permits revocation of coverage during a plan year and you cancel that coverage, you will be able to sign up for vision coverage for yourself and your eligible family members.

If you die while enrolled, your covered eligible family members can continue coverage. Their eligibility continues under the Plan with the payment of required contributions for a specified amount of time:

  • If you have 15 or more years of benefit service at the time of your death, eligibility continues until your spouse remarries or dies.
  • If you have less than 15 years of benefit service, eligibility continues for twice your length of Benefit Service or until the spouse remarries or dies, whichever occurs first.

Children of deceased employees or retirees may continue participation as long as they are an eligible family member and are not eligible to be enrolled in Medicare as their primary medical plan. If your surviving spouse remarries, eligibility for your stepchildren also ends. Special rules may apply to family members of individuals who become retirees due to disability. (See If you become a suspended retiree  section below.)

If you become a suspended retiree

If you are a retiree and you would otherwise lose coverage because you have become a suspended retiree  under the ExxonMobil Disability Plan, you may continue coverage for yourself and all your family members who were eligible for plan participation before you became a suspended retiree for either 12 or 18 months..

Coverage continues for 12 months from the date coverage would otherwise end if you received transition benefits under the ExxonMobil Disability Plan. However, if you did not receive transition benefits under the ExxonMobil Disability Plan, coverage continues for 18 months from the date coverage would otherwise end. The cost of this continued coverage is 102% of the participant contributions.

When coverage ends

When coverage ends for the ExxonMobil Vision Plan

Coverage for you and/or your family members ends on the earliest of the following dates:

  • The last day of the month in which:
  • You terminate employment (except as a retiree or due to disability),
  • You elect not to participate,
  • A family member ceases to be eligible (for example, a child reaches age 26), or
  • A retiree becomes a suspended retiree,
  • You are no longer eligible for benefits under this Plan (e.g., employment classification changes from regular employee to non-regular employee or from non-represented to represented where you are no longer eligible for this Plan),
  • You do not make any required contribution,
  • A Qualified Medical Child Support Order is no longer in effect for a covered family member,
  • The Plan ends,
  • Your employer discontinues participation in the Plan, or
  • You enrolled an ineligible family member and in the opinion of the Administrator-Benefits, the enrollment was a result of fraud or a misrepresentation of a material fact.

You are responsible for ending coverage with ExxonMobil Benefits Service Center when your enrolled spouse or family member is no longer eligible for coverage. If you do not complete your change within 60 days, any contributions you make for ineligible family members will not be refunded.

For employees and eligible family members, if your participation in any group health plan (e.g., Medical, Dental, Vision), to which ExxonMobil contributed, was suspended for non-payment of required contributions, in order to enroll in this Plan you must repay all required contributions retroactively to the date of suspension.  

Cancellation and reinstatement process for retirees in any group health plan - - Dental, Vision, any of the ExxonMobil Retiree Medical Plan (EMRMP) options - will be as follows:

Cancellation of Retiree Health Plans due to non-payment of premiums: Cancellations due to non-payment of plan premiums will be prospective, with a 3 month grace period starting 1st month of unpaid contributions, so participants may pay owed contributions within that grace period to avoid cancellation. For example, if retiree has not made payments for their January, February, and March premiums during that 3 month timeframe, coverage will be cancelled effective April 1.

Reinstatement of Retiree Health Plans: Once your coverage has been terminated, you can request to be reinstated upon showing good cause. The applicable ExxonMobil Plan –Vision, Dental, EMRMP- (or its designee) will review requests for reinstatements on a case-by-case basis. If an individual has been involuntarily disenrolled for failure to pay plan premiums, they may request reinstatement no later than 60 calendar days following the effective date of disenrollment.

Reinstatement for good cause will occur only when:

Requests for reinstatement must be accompanied by a credible statement (verbal or written) explaining the unforeseen and uncontrollable circumstances causing the failure to make timely payment. An individual may make only one reinstatement request for good cause in the 60-day period. Generally, these circumstances constitute good cause:

  • A serious illness, institutionalization, and/or hospitalization of the member or their authorized representative (i.e. the individual responsible for the member’s financial affairs), that lasted for a significant portion of the grace period for plan premium payment;
  • Prolonged illness that is not chronic in nature, a serious (unexpected) complication to a chronic condition or rapid deterioration of the health of the member, a spouse, another person living in the same household, person providing caregiver services to the member, or the member’s authorized representative (i.e., the individual responsible for the member’s financial affairs) that occurs during the grace period for the plan premium payment;
  • Recent death of a spouse, immediate family member, person living in the same household or person providing caregiver services to the member, or the member’s authorized representative (i.e., the individual responsible for the member’s financial affairs); or
  • Home was severely damaged by a fire, natural disaster, or other unexpected event, such that the member or the member’s authorized representative was prevented from making arrangement for payment during the grace period for plan premium;
  • An extreme weather-related, public safety, or other unforeseen event declared as a Federal or state level of emergency prevented premium payment at any point during the plan premium grace period. For example, the member’s bank or U.S. Post Office closes for a significant portion of the grace period; or 

There may be situations in addition to those listed above that result in favorable good cause determinations. If an individual presents a circumstance which is not captured in the listed examples, it must meet the regulatory standards of being outside of the member’s control or unexpected such that the member could not have reasonably foreseen its occurrence, and this circumstance must be the cause for the non-payment of plan premiums. The Plan expects non-listed circumstances will be rare.

Examples of circumstances that do not constitute good cause include:

  • Allegation that bills or warning notices were not received due to unreported change of address, out of town for vacation, visiting out of town family, etc.;
  • Authorized representative did not pay timely on member’s behalf;
  • Lack of understanding of the ramifications of not paying plan premiums;
  • Could not afford to pay premiums during the grace period; or
  • Need for prescription medicines or other plan services.

The ExxonMobil Business Service Center is the appointed designee reviewing reinstatement requests and making good cause determinations.

Loss of eligibility

Fraud against the plan.

Everyone in your family may lose eligibility for plan coverage, and you may be subject to disciplinary action up to and including termination of employment if you commit fraud against the Plan, for instance, by filing claims for benefits to which you are not entitled. Coverage may also be terminated if you refuse to repay amounts erroneously paid by the Plan on your behalf or that you recover from a third party. Your participation may be terminated if you fail to comply with the terms of the Plan and its administrative requirements. You may also lose eligibility if you enroll persons who are not eligible, for instance, by covering children who do not meet the eligibility requirements. This includes failing to provide timely notification of when a covered family member loses eligibility, e.g., spouse loses eligibility due to divorce.

Extended benefits at termination

You are entitled to extended coverage for as much as a year if you are terminated due to disability with fewer than 15 years of service. This coverage is provided at no cost to you. This is considered a portion of the COBRA continuation period. In order to assure coverage beyond this extension period, you must elect COBRA upon termination of employment.

Several conditions must be met:

  • The disability must exist when your employment terminates.
  • The extension lasts only as long as the disability continues, but no longer than 12 months.
  • This extension applies only to the employee who is terminated because of a disability. Continuation coverage for eligible family members may be available through COBRA.

Continuation coverage

Continuation coverage for the ExxonMobil Vision Plan

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) entitles you and your covered family members to extend vision benefits beyond the date your coverage would normally end.

Continuation coverage rights under COBRA

You are required to be given the information in this section because you are covered under a group health plan (the Plan). This section contains important information about your right to COBRA continuation coverage, which is a temporary extension of coverage under the Plan under certain circumstances when coverage would otherwise end. This section generally explains COBRA continuation coverage, when it may become available to you and your family, and what you need to do to protect the right to receive it. 

The right to COBRA coverage was created by a federal law, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). COBRA coverage can become available to you when you would otherwise lose your group health coverage. It can also become available to your spouse and children, if they are covered under the Plan when they would otherwise lose their group health coverage or other rights under the Plan. This section does not fully describe COBRA coverage or other rights under the Plan. For additional information about your rights and obligations under the Plan and under federal law, you should review this SPD or contact the ExxonMobil Benefits Service Center at the telephone numbers or address listed under Benefits Administration in the Contacts for COBRA rights .

You, your spouse and your family members may have other options available when you lose group health coverage. For example, you may be eligible to buy an individual plan through the Health Insurance Marketplace.  By enrolling in coverage through the Marketplace, you may qualify for lower costs on your monthly premiums and lower out-of-pocket costs.  Additionally, you may qualify for a 30-day special enrollment period for another group health plan for which you are eligible (such as a spouse’s plan), even if that plan generally doesn’t accept late enrollees.

Determination of Benefits Administration Entity to Contact:

  • Current ExxonMobil and XTO Employees or their covered family members should use ExxonMobil Benefits or contact the ExxonMobil Benefits Service Center;
  • Former ExxonMobil Employees and their covered family members, who have elected and are participating through COBRA, contact the ExxonMobil COBRA Administration.

The contact information for each of these entities is as shown in the Contacts for COBRA Rights section.

What is COBRA coverage?

COBRA coverage is a continuation of Plan coverage when coverage would otherwise end because of a life event known as a qualifying event. Specific qualifying events are listed later in this section.  If a specific qualifying event occurs and any required notice of that event is properly provided to the ExxonMobil Benefits Service Center, COBRA coverage must be offered to each person losing coverage who is a qualified beneficiary.  You, your spouse, and your children could become qualified beneficiaries if coverage under the Plan is lost because of the qualifying event. Certain newborns, newly adopted children, and alternate recipients under QMCSOs may also be qualified beneficiaries. This is discussed in more detail in separate paragraphs below. Under the Plan, qualified beneficiaries who elect COBRA coverage must pay the entire cost of COBRA coverage (employee plus employer portions) plus a 2% administrative fee.

Who is entitled to elect COBRA?

If you are an employee, you will be entitled to elect COBRA, if you lose your coverage under the Plan because either one of the following qualifying events happens:

  • Your hours of employment are reduced, or
  • Your employment ends for any reason other than your gross misconduct.

If you are the spouse of an employee/retiree, you will be entitled to elect COBRA if you lose coverage under the Plan because any of the following qualifying events happens:

  • Your spouse dies,
  • Your spouse's hours of employment are reduced,
  • Your spouse’s employment ends for any reason other than his or her gross misconduct,
  • You become divorced from your spouse.  Also, if your spouse (the employee) reduces or eliminates your group health coverage in anticipation of a divorce, and a divorce later occurs, then the divorce may be considered a qualifying event for you even though your coverage was reduced or eliminated before the divorce.

A person enrolled as the employee/retiree’s child will be entitled to elect COBRA if he or she loses coverage under the Plan because any of the following qualifying events happens:

  • The parent-employee/retiree dies,
  • The parent-employee's hours of employment are reduced,
  • The parent-employee's employment ends for any reason other than his or her gross misconduct, or
  • The child stops being eligible for coverage under the Plan as a child.

When is COBRA coverage available?

When the qualifying event is the end of employment or reduction of hours of employment or death of the employee/retiree, the Plan will offer COBRA coverage to qualified beneficiaries.  You need to notify the ExxonMobil Benefits Service Center of any other qualifying events.

For the other qualifying events (divorce of the employee/retiree resulting in the spouse or a child losing eligibility for coverage), a COBRA election will be available to you only if you notify the ExxonMobil Benefits Service Center or ExxonMobil COBRA Administration within 60 days after the later of (1) the date of the qualifying event or (2) the date on which the qualified beneficiary loses (or would lose) coverage under the terms of the Plan as a result of the qualifying event. Current employees, retirees or survivors may give notice of qualifying events by logging onto ExxonMobil Benefits located on the Employee Connect intranet site.  

Please note:  Notice is not effective until either a change is made on ExxonMobil Benefits or the proper information is received by the ExxonMobil Benefits Service Center. If notice is not submitted during the 60-day notice period, then all qualified beneficiaries will lose their right to elect COBRA.

Election of COBRA

Each qualified beneficiary will have an independent right to elect COBRA. Covered employees and spouses (if the spouse is a qualified beneficiary) may elect COBRA on behalf of all qualified beneficiaries, and parents may elect COBRA on behalf of their children. Any qualified beneficiary for whom COBRA is not elected within the 60-day election period specified in the Plan’s COBRA election notice WILL LOSE HIS OR HER RIGHT TO ELECT COBRA.

How long does COBRA coverage last?

COBRA coverage is a temporary continuation of Plan coverage that lasts between 18-36 months depending on the qualifying event.

You, your spouse and covered dependents may qualify for up to 18 months of continuation coverage, if you qualify due to one of the following qualifying events:

  • Your employment ends for any reason other than termination for gross misconduct;
  • Your work hours are reduced and you are no longer eligible to participate in the Plan ; or
  • Unpaid Leave of Absence

Your covered spouse and covered dependent may qualify for up to 36 months of continuation coverage, if they qualify due to one of the following qualifying events:

  • You and your spouse get a divorce; or
  • An enrolled child no longer meets the definition of “child” under the terms of the Plan

Second qualifying event extension of COBRA coverage

If your family experiences another qualifying event while receiving COBRA coverage as a result of the covered employee’s termination of employment or reduction of hours (including COBRA coverage during a disability extension as described above), the covered spouse and children in your family can get up to 18 additional months of COBRA continuation coverage, for a maximum of 36 months, if notice of the second qualifying event is properly given the COBRA Administrator. This extension may be available to the spouse and any children receiving COBRA coverage if the employee or former employee dies, gets divorced, or if the covered child stops being eligible under the Plan as a child. This extension is not available under the Plan when a covered employee becomes entitled to Medicare after his or her termination of employment or reduction of hours.  This extension due to a second qualifying event is available only if you notify the correct benefits administration entity within 60 days of the date of the second qualifying event.

Disability extension of 18-month COBRA continuation coverage

The 18-month continuation period may be extended for you and your covered family members if the Social Security Administration determines that you or another family members, who is a qualified beneficiary, is disabled at any time during the first 60 days of continuation coverage.  If all of the following requirements are met, coverage for all family members who are qualified beneficiaries as a result of the same qualifying event can be extended for up to an additional 11 months (for a total of 29 months):

  • This extension is available only for qualified beneficiaries who are receiving COBRA coverage because of a qualifying event that was the covered employee’s termination of employment or reduction of hours.
  • The disability must have started at some time before the 61st day after the covered employee’s termination of employment or reduction of hours and must last at least until the end of the period of COBRA coverage that would be available without the disability extension (generally 18 months, as described above).
  • A copy of the Notice of Award from the Social Security Administration is provided to the COBRA Administrator [ExxonMobil Benefits Service Center] within 60 days of receipt of the notice and before the end of the initial 18 months of continuation coverage.
  • If the disabled qualified beneficiary elects continuation coverage, you must pay an increased premium of 150 percent of the monthly cost of Plan coverage that’s continued, beginning with the 19 th month of continuation coverage.

Extension Due to Medicare Eligibility

Coverage may also last up 36 months for a covered spouse or covered dependent when loss of coverage is the result of a qualifying event that is the end of the employee’s employment or the reduction of the employee's hours of employment, and the employee became entitled to Medicare benefits less than 18 months before the qualifying event.  In this case, COBRA coverage under the Plan for qualified beneficiaries (other than the employee) may last until up to 36 months after the date of the employee’s Medicare entitlement. For example, if a covered employee becomes entitled to Medicare 8 months before the date on which his employment terminates, COBRA coverage for his spouse and children who lost coverage as a result of his termination can last up to 36 months after the date of Medicare entitlement, which is equal to 28 months after the date of the qualifying event (36 months minus 8 months). This COBRA coverage period is available only if the covered employee becomes entitled to Medicare within 18 months BEFORE termination or reduction of hours.

When COBRA Coverage Ends

COBRA coverage may be terminated before the maximum period if one of the following occurs:

  • The premium for your continuation coverage is not paid on time.
  • If after electing continuation coverage, you become covered by another group health plan, unless the plan contains any exclusions or limitations with respect to any pre-existing condition you or your coverage dependents may have.
  • If after electing continuation coverage, you first come eligible for and enroll in Medicare Part A , Part B or both.
  • You extend coverage for up to 29 months due to a qualified beneficiary’s disability and there has been a final determination by the Social Security Administration that the qualified beneficiary is no longer disabled. In this case, continuation coverage will end on the first of the month that begins more than 30 days after the final determination o by the Social Security Administration that the qualified beneficiary is no longer disabled. This will be the case only if the qualified beneficiary has been covered by continuation coverage for at least 18 months.
  • Exxon Mobil Corporation no longer provides group health coverage to any of its eligible employees or eligible retirees.

Are there other coverage options besides COBRA continuation coverage?

Yes.  Instead of enrolling in COBRA continuation coverage, there may be other coverage options for you and your family through the Health Insurance Marketplace, Medicaid, or other group health plan coverage options (such as a spouse’s plan) through what is called a special enrollment period. Some of these options may cost less than COBRA continuation coverage. You can learn more about many of these options at www.healthcare.gov .

More information about individuals who may be qualified beneficiaries during COBRA

A child born to, adopted by, or placed for adoption with a covered employee during a period of COBRA coverage is considered to be a qualified beneficiary provided that, if the covered employee is a qualified beneficiary, the covered employee has elected COBRA coverage for himself or herself.

The child's COBRA coverage begins when the child is enrolled in the Plan, whether through special enrollment or open enrollment, and it lasts for as long as COBRA coverage lasts for other family members of the employee. To be enrolled in the Plan, the child must satisfy the otherwise-applicable Plan eligibility requirements (for example, regarding age).

Alternate recipients under QMCSOs

A child of the covered employee who is receiving benefits under the Plan pursuant to a qualified medical child support order (QMCSO) received by ExxonMobil during the covered employee's period of employment with ExxonMobil is entitled to the same rights to elect COBRA as an eligible child of the covered employee.

Cost of COBRA coverage

A person who elects continuation coverage may be required to pay 102% of the cost to the Plan to maintain the coverage, unless the person is entitled to extended coverage due to disability. If the person becomes entitled to such extended coverage due to disability, the person may be required to contribute up to 150% of contributions after the initial 18-month's coverage until coverage ends. A person who elects continuation coverage must pay the required contributions within 45 days from the date coverage is elected retroactively to the date benefits terminated under the Plan.

If you have questions

Questions concerning your Plan or your COBRA continuation coverage rights should be addressed to the contact or contacts identified below.  For more information about your rights under the Employee Retirement Income Security Act (ERISA), including COBRA, the Patient Protection and Affordable Care Act, and other laws affecting group health plans, contact the nearest Regional or District Office of the U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) in your area or visit www.dol.gov/ebsa.  (Addresses and phone numbers of Regional and District EBSA Offices are available through EBSA’s website.)  For more information about the Marketplace, visit www.healthcare.gov. 

Keep your plan informed of address changes

In order to protect your family's rights, you should keep ExxonMobil Benefits Service Center informed of any changes in your address as well as the addresses of family members. You should also keep a copy, for your records, of any notices you send. 

Contacts for COBRA rights under the ExxonMobil Vision Plan

The following sets out the contact numbers based on your status under the ExxonMobil Vision Plan. FAILURE TO NOTIFY THE CORRECT ENTITY COULD RESULT IN YOUR LOSS OF COBRA RIGHTS. If your status is not listed, call the ExxonMobil Benefits Service Center for help. 

Administrative and ERISA information

Administrative and ERISA information for the ExxonMobil Vision Plan

This section contains technical information about the Plan and identifies its administrator. It also contains a summary of your rights with respect to the Plan and instructions about how you can submit an appeal if your claim for benefits is denied.

The formal name of the Plan is the ExxonMobil Vision Plan.

Plan sponsor and participating affiliates

The ExxonMobil Vision Plan is sponsored by: Exxon Mobil Corporation 22777 Springwoods Village Pkwy Spring, TX 77389

All of Exxon Mobil Corporation's divisions and major U.S. affiliates participate in the Plan. A complete list of participating affiliates is available from the Administrator-Benefits upon written request.

Basic Plan information

Plan administrator.

The Administrator-Benefits is the Manager-Global Benefits Design, Exxon Mobil Corporation. You may contact the Administrator-Benefits at the following address. Legal process may be served upon the Administrator-Benefits c/o ExxonMobil by serving the Corporation’s Registered Agent for Service of Process, Corporation Service Company (CSC).

For appeals of eligibility or enrollment issues:

Administrator-Benefits P.O. Box 18025 Norfolk, VA  23501-1867

For service of legal process:

Corporation Service Co. 211 East 7th Street, Suite 620 Austin, TX 78701-3218

Authority of administrator-benefits

The Administrator-Benefits (and those to whom the Administrator-Benefits has delegated authority) has the full and final discretionary authority to determine eligibility for benefits under the Plan.

Claims administrator

The claims administrator, UnitedHealthcare Vision, provides information about claims payment, providers participating in the Plan, benefit pre-determinations, and appeals of denied claims. See Information sources .

Claims fiduciary and appeals

The claims fiduciary is the person to whom all appeals are filed. The claims fiduciary is UnitedHealthcare Vision for all vision benefit appeals.

Members who are dissatisfied with the resolution of an adverse decision or complaint have the right to appeal to UnitedHealthcare Vision or to file a complaint with the appropriate Department of Insurance. UnitedHealthcare Vision has full and final discretionary authority to construe and interpret the terms of the Plan in its application to any participant or beneficiary and to decide any and all claim appeals.

Members must request in writing an appeal and the reason for the appeal. Appeals must be filed within 180 calendar days of the previous resolution.

Appeals are submitted to: UnitedHealthcare Vision Claims Department P.O. Box 30978 Salt Lake City, UT 84130

Standard service appeal 

Determination will be made within 14 calendar days.

Standard claim appeal 

Determination usually within 30 calendar days, but no more than 60 calendar days.

Type of plan

The ExxonMobil Vision Plan is a welfare plan under ERISA providing vision benefits.

Plan numbers

The ExxonMobil Vision Plan is identified with government agencies under two numbers:  Employer Identification Number (EIN), 13-5409005, and the Plan Number (PN), 635.

The plan year is the calendar year.

Plan funding

Benefits are funded through participant contributions.

No implied promises

Nothing in this booklet says or implies that participation in the ExxonMobil Vision Plan is a guarantee of continued employment with the company.

Future of the Plan 

ExxonMobil expects to continue the Plan. However, ExxonMobil has the right to change, suspend, withdraw, amend, modify, or terminate the Plan or any of its provisions at any time and for any reason. A change may also be made to required contributions and future eligibility for coverage, and may apply to those who retired in the past, as well as those who retire in the future. If any material changes are made in the future, you will be notified. For group health plans, certain rules apply regarding what happens when a plan is changed, terminated or merged. Expenses incurred before the effective date of a plan change or termination will not be affected. Expenses incurred after a plan is terminated will not be covered.

Your rights under ERISA

Receive information about your plan and benefits.

  • Examine, without charge, at the office of the Administrator-Benefits and at other specified locations, such as worksites and union halls, all documents governing the Plan, including collective bargaining agreements, and a copy of the latest annual report (Form 5500 Series) filed by the Plan with the U.S. Department of Labor and available at the Public Disclosure Room of the Employee Benefits Security Administration.
  • Obtain, upon written request to the Administrator-Benefits, copies of documents governing the operation of the Plan, including collective bargaining agreements, and copies of the latest annual report (Form 5500 Series) and updated Summary Plan Description. The administrator may require a reasonable charge for the copies.
  • Receive a summary of the Plan's annual financial report. The Administrator-Benefits is required by law to furnish each participant with a copy of this Summary Annual Report.

Prudent actions by Plan fiduciaries

In addition to creating rights for Plan participants, ERISA imposes duties upon the people who are responsible for the operation of the employee benefit plan.  The people who operate your Plan, called fiduciaries of the Plan, have a duty to do so prudently and in the interest of you and other Plan participants and beneficiaries.  No one, including your employer, your union, or any other person, may fire you or otherwise discriminate against you in any way to prevent you from obtaining a plan benefit or exercising your rights under ERISA.

Enforce your rights

  • If your claim for a benefit is denied or ignored, in whole or in part, you have a right to know why this was done, to obtain copies of documents relating to the decision, without charge, and to appeal any denial, all within certain time schedules.
  • Under ERISA, there are steps you can take to enforce the above rights. For instance, if you request a copy of Plan documents or the latest Summary Annual Report from the Plan and do not receive them within 30 days, you may file suit in a Federal court. In such a case, the court may require the Administrator-Benefits to provide the materials and pay you up to $110 a day until you receive the materials, unless the materials were not sent because of reasons beyond the control of the administrator.
  • If you have a claim and an appeal for benefits, which are denied or ignored, in whole or in part, you may file suit in a Federal court. If it should happen that Plan fiduciaries misuse the plan's money, or if you are discriminated against for asserting your rights, you may seek assistance from the U.S. Department of Labor, or you may file suit in a Federal court. Any such lawsuit must be brought within 1 year of when you first had the right to sue. The court will decide who should pay court costs and legal fees. If you are successful, the court may order the person you have sued to pay these costs and fees. If you lose, the court may order you to pay these costs and fees, for example, if it finds your claim is frivolous.
  • You may contact the Texas Department of Insurance if you have any complaints at 800-252-3439 or you may write the Texas Department of Insurance PO Box 149104, Austin, TX 78714-9104, fax 512-475-1771 (not toll free).

Assistance with your questions

If you have any questions about your Plan, you should contact UnitedHealthcare Vision at 877-303-2415 or contact ExxonMobil Benefits Service Center (See Information Sources on page 1). If you have any questions about this statement or about your rights under ERISA, or if you need assistance in obtaining documents from the Administrator-Benefits, you should contact the nearest office of the Employee Benefits Security Administration, U.S. Department of Labor, listed in your telephone directory or the Division of Technical Assistance and Inquiries, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue N.W., Washington, D.C. 20210. You may also obtain certain publications about your rights and responsibilities under ERISA by calling the publications hotline of the Employee Benefits Security Administration.

List of key terms in the ExxonMobil Vision Plan

Barred employee

An employee who is covered by a collective bargaining agreement except to the extent participation in the Plan is provided under such agreement.

Benefits Administration references throughout this document change depending on your status as an employee, retiree or survivor. Unless specifically stated otherwise, you should contact the Benefits Administration entity as indicated in Information Sources section (see page 3).

Benefit service

Generally, all the time from the first day of employment until you leave the company's employment. Excluded are:

  • unauthorized absences,
  • leaves of absence of over 30 days (except military leaves or leave under the Federal Family and Medical Leave Act),
  • certain absences from which you do not return,
  • periods when you work as a non-regular employee, as a special agreement person, in a service station, car wash, or car-care center operations, or
  • when you are covered by a contract that requires the company to contribute to a different benefit program, unless a special authorization credits the service.

Change in status

Life or work event that allows you to make changes to your elections during the plan year and outside of the annual enrollment period.

Child  

A person under age 26 who is:

  • A natural or legally adopted child of a regular employee or retiree,
  • A grandchild, niece, nephew, cousin, or other child related by blood or marriage over whom a regular employee, retiree, or the spouse of a regular employee or retiree (separately or together) is the sole court appointed legal guardian or sole managing conservator,
  • A child for whom the regular employee or retiree has assumed a legal obligation for support immediately prior to the child's adoption by the regular employee or retiree, or
  • A stepchild of a regular employee or retiree.
  • Child does not include a foster child.

Claims administrator/processor  

UnitedHealthcare Vision, the third party administrator for UHIC, or affiliates, for claims.

Eligible employees  

Most U.S. dollar payroll employees of Exxon Mobil Corporation and participating affiliates. Full-time employees not hired on a temporary basis (also called regular employees) are eligible. 

The following are not eligible to participate in the Plan:  leased employees as defined in the Internal Revenue Code, barred employees, or special agreement persons as defined in the plan document. Generally, special agreement persons are persons paid by the company on a commission basis, persons working for an unaffiliated company that provides services to the company, and persons working for the company pursuant to a contract that excludes coverage of benefits.

  • A child who is described in any one of the following paragraphs (1) through (4):

1. has not reached the end of the month during which age 26 is attained, or

2. is totally and continuously disabled, meaning:

(a) He or she can't engage in any substantial gainful activity because of a physical or mental condition.

(b) A physician determines that the disability has lasted or can be expected to last continuously for at least a year or can lead to death.

3. incapable of self-sustaining employment by reason of mental or physical disability, provided the child:

(a) meets the Internal Revenue Service's definition of a dependent, and

(b) was covered as an eligible family member under this Plan immediately prior to age 26 when the child's eligibility would have otherwise ceased, and

(c) met the clinical definition of totally and continuously disabled before age 26 and continues to meet the clinical definition through subsequent periodic reassessment reviews, or

4. is recognized under a qualified medical child support order as having a right to coverage under this Plan.

A child who was disabled but who no longer meets the requirements of paragraphs two (2) to four (4), ceases to be an eligible family member 60 days following the date on which the applicable requirement is not met.

Please note: An eligible employee or retiree's parents are not eligible to be covered.

Qualified Medical Child Support Order

A Qualified Medical Child Support Order (QMCSO) is a court decree under which a court order mandates health coverage for a child. A QMCSO must include, at a minimum:

  • Name and address of the employee covered by the health plan.
  • The name and address of each child for whom coverage is mandated.
  • A reasonable description for the coverage to be provided.
  • The time period of coverage.
  • The name of each health plan to which the order applies.

You may obtain, without charge, a copy of the Plan's procedures governing QMCSO determinations by written request to the Administrator-Benefits.

Regular employee  

An employee of a participating employer, whether or not the person is a director, who, as determined by the participating employer, regularly works a full-time schedule, and is not employed on a temporary basis.  The definition includes a person who regularly works a full-time schedule but who, for a limited period of time, is approved for a part-time regular work arrangement under the participating employer’s work rules relating to part-time work for regular employees.

Generally, a person at least 55 years old who retires as a regular employee with 15 or more years of benefit  service and who has not thereafter recommenced employment as a covered employee or a non-regular employee.  Retiree status may also be attained by someone who is retired by the company and entitled to long-term disability benefits under the ExxonMobil Disability Plan after 15 or more years of benefit service, regardless of age.

Employees who terminate while non-regular are not eligible for retiree status regardless of age or service.

Special-agreement person  

Generally, a person paid on a commission or commission salary basis other than a person paid while employed by the Marketing Department of ExxonMobil; an employee providing service to a non-affiliated organization that pays the person's salary or wages; or an employee working pursuant to an agreement that specifically excludes the person from coverage for benefits.

Spouse; marriage  

All references to marriage shall mean a marriage that is legally recognized under the laws of the state or other jurisdiction in which the marriage takes place, consistent with U.S. federal tax law. All references to a spouse or a married person shall refer to individuals who have such a marriage.

Surviving spouse/survivor

A surviving unmarried spouse or child of a deceased ExxonMobil regular employee or retiree.

Suspended retiree  

A person who becomes a retiree due to incapacity within the meaning of the ExxonMobil Disability Plan and who begins long-term disability benefits under that Plan, but whose benefits stop because the person is no longer incapacitated. A person remains a suspended retiree until the earlier of the date the person:

  • Begins their retirement benefit under the ExxonMobil Pension Plan, at which time the person is again considered a retiree.

An employee who is classified as a non-regular employee, but who has been characterized as a Trainee and has graduated from high school. 

Benefit summary

Benefit summary of the ExxonMobil Vision Plan

Please note: This chart provides only a brief summary of benefits under the ExxonMobil Vision Plan. They are not intended to include all provisions.

Services shown are limited to once per calendar year.

* In the “Non-network you Pay”, the member will still have to pay up front the full out of pocket amount for out of network services and then seek reimbursement for the amounts covered as detailed above. For example, on the comprehensive exam, member pays all out of pocket and then requests reimbursement of up to $40.

  • How to Become a Spectera Provider

Matt Geller, OD

Matt Geller, OD

Here is a brief outline on how to join the Spectera network as an optometrist so you can begin seeing patients.

How to Become a Spectera Provider

This article was originally published in April 2015 and has been updated for 2021.

Step 1: Complete the introductory requirements

  • Get your optometry license (see our guide that gives  step-by-step instructions on how to get your optometry license in each state)
  • Find a place to practice
  • Get liability insurance
  • Obtain your NPI number
  • Begin the medicare enrollment process (see our  41 Step Guide to Become a Medicare Provider w/ Screenshots)
  • Register with CAQH

Step 2: Begin the application to become a Spectera provider

Step 3: complete the form.

  • Practice Name
  • Phone Number

Step 4: Wait for the email

Step 5: wait 4-6 weeks, step-by-step credentialing guides.

The credentialing process for different insurance plans varies quite a bit. Some plans are relatively simple and others require much more work. The below guides walk you through the process for the most common vision and medical insurance plans.

  • 41 Step Guide to Become a Medicare Provider w/ Screenshots
  • How Optometrists join Medicare as an Independent Contractor 1099
  • The Complete Medicare Resource List
  • How to Become an AETNA Provider
  • How to Become an AlwaysCare Provider
  • How to Become a Blue Shield of California Provider
  • How to Become a Davis Vision Provider
  • How to Become an EyeBenefits Provider
  • How to Become an Eyemed Provider
  • How to Become an EyeQuest Provider
  • How to Become a FEDVIP Provider
  • How to Become a Humana Vision Provider
  • How to Become a Humana Medical Provider
  • How to Become a United Health Care Provider
  • How to Become a Vision Plan of America Provider
  • How to Become a Vision Benefits of America Provider
  • How to Become a VSP Provider

Note:  The author of the content you just read worked hard to provide you with this article. Even though we try our best, there is no guarantee the article is error free. Eyes On Eyecare, its sponsors, advertisers, staff and writers make no representation, warranty, or guarantee that this article and its contents are error-free and will bear no responsibility or liability for the results or consequences of the information contained within.

Matt Geller, OD

Matt Geller, OD is the co-founder and CEO of Eyes On Eyecare—the #1 provider of clinical and career education for the next generation of optometrists and ophthalmologists through our all-in-one digital content platform.

Iveric Bio Logo

Visionworks

Walk-ins welcome. Same day, evening & Saturday appointments available.

spectera vision phone

Open Now  •  Closes at 7:00 pm

Have an upcoming appointment?

Store Manager:

spectera vision phone

SPECIAL OFFERS

In store & online. Buy one complete pair of glasses and get a second pair free. First pair at List Price; second pair of equal or lesser value free. List Prices are the non-discounted prices at which we offer the frames/lenses in stores or online; however, we may not have sold the frames and lenses at those prices. Cannot be combined with insurance benefits or other offers. Restrictions apply. For online purchases: please use promo code BOGO at checkout. Offer expires 12/31/2024.

Show more

Maximize your benefits with an extra $40 to spend on Anne Klein, Dragon, Ferragamo, Flexon and Nike. Simply select one of these brands and get an extra $40 to spend towards your base frame allowance. Extra $40 is available only to VSP members with applicable plan benefits. Offers are only available through VSP Network Doctors; however, they may not be available at all VSP network locations. Log in to vsp.com to check your benefits for eligibility and to confirm in-network locations based on your plan type. Offer expires 2/29/2024.

Use your vision insurance and get 50% off a second pair of prescription glasses or prescription sunglasses. Savings are off full List Price of a complete pair, frames and lenses. List Prices are the non-discounted prices at which we offer the frames/lenses in stores or online; however, we may not have sold the frames and lenses at those prices. Offer available in-store only. The offer cannot be combined with any other offer. Offer good on multiple complete pairs when purchased at the same time. Some restrictions apply. Offer expires 12/31/2024.

INSURANCE ACCEPTANCE

We accept hundreds of insurance plans including VSP, Davis Vision, UnitedHealthcare Vision, Superior Vision, Cigna, FEP BlueVision, and many more.

Visionworks is now in network for VSP members. Visit vsp.com to confirm in-network access to Visionworks.

Don’t have insurance? Shop online instead.

FEATURED BRANDS

We carry a variety of designer eyewear brands for glasses, eyeglass frames, contact lenses, and prescription sunglasses.

RAYBAN LOGO

We carry a variety of designer eyewear brands including Ray-Ban, Longchamp, Nike, Coach, Otis+Grey, and Chelsea Morgan.

Meet Your Doctor

Get to know your doctor! Whether you’re moving in from a different area or just learning about other healthcare providers, getting to know your doctor is a vital part of feeling comfortable and cared for. See below for information such as where your doctor went to school, what specialties their practice offers, or what they enjoy doing when not serving patients.

spectera vision phone

Michael Ut Tran, O.D.

Doctor of Optometry

Call your local store to request a specific doctor.

spectera vision phone

Visit an Eye Doctor in Camp Hill, PA

Your eyes deserve only the best care. At Visionworks, that’s exactly what you’ll get! We pride ourselves on providing superior eye exams and high-quality eyewear. Meet with a local optometrist in Camp Hill, PA, for all your vision health needs. In fact, bring in the whole family! Our eye doctors are available to check your children’s eye health as well. Visionworks accepts thousands of different insurance plans making visits to the eye doctor accessible and convenient for the whole family. This includes top brands like MetLife, UnitedHealthcare, and Cigna. Visionworks in Camp Hill, PA is now in-network with VSP®️ members as well. View more information about our in-network insurance policies. We’ve been serving the Camp Hill community for many years, and we’d be more than happy to serve you, too! Visionworks accepts thousands of different insurance plans, including MetLife, UnitedHealthcare, Cigna, and VSP.

Fast and Easy Eye Exams in Camp Hill, PA

If you’re searching for an eye doctor in Camp Hill, PA, Visionworks has you covered. We’re located right across the Capital City Mall from Highway 15. Our easily accessible location makes it easier than ever to keep your eyes healthy. We’re central to so many of the city’s attractions. Grab a bite to eat at Hot Masala Bistro, Poblano Burrito, 5 Brother’s Pizza, Pizza Hut, Tho’s Bar & Grille, or Outback Steakhouse. Get some shopping done at the mall, which is home to JCPenney, SEPHORA, Macy’s, FYE, H&M, Express, Spencers, Torrid, Forever 21, American Eagle Store, DICK’S Sporting Goods, Bath & Body Works, and many other great stores. There’s also a Walmart Supercenter and Dollar Tree nearby. Take the kids to Dave & Buster’s for some fun and games, stop for a movie at AMC, or get a tune-up at Autocamp Tire and Auto Service. Visionworks makes visits to the eye doctor accessible and convenient. Schedule a Camp Hill, PA, eye exam for everyone in your family today!

Pricing Policy

List prices are the non-discounted prices at which we offer the frames and lenses in our stores or on visionworks.com; however; we may not have sold the frames and lenses at those prices.

CareCredit Making care possible...today logo

  • ALL MOSCOW TOURS
  • Getting Russian Visa
  • Top 10 Reasons To Go
  • Things To Do In Moscow
  • Sheremetyevo Airport
  • Domodedovo Airport
  • Vnukovo Airport
  • Airports Transfer
  • Layover in Moscow
  • Best Moscow Hotels
  • Best Moscow Hostels
  • Art in Moscow
  • Moscow Theatres
  • Moscow Parks
  • Free Attractions
  • Walking Routes
  • Sports in Moscow
  • Shopping in Moscow
  • The Moscow Metro
  • Moscow Public Transport
  • Taxi in Moscow
  • Driving in Moscow
  • Moscow Maps & Traffic
  • Facts about Moscow – City Factsheet
  • Expat Communities
  • Groceries in Moscow
  • Healthcare in Moscow
  • Blogs about Moscow
  • Flat Rentals

spectera vision phone

Moscow parks – leisure, nature and historical

Moscow is the most green megapolis in the world. There are over a hundred parks and green spaces like gardens, squares and boulevards. You will definitely bump into a few of them wherever you go. Whether you are interested in memorial, historic parks, parks of wildlife or you just want to have a calm break from the speedy city life – city parks have something special for everyone.

Moscow leisure parks

The leisure Moscow parks are undoubtedly the most popular and famous with the locals and travelers. Today such parks provide a great number of exciting entertainments for Muscovites and city guests, adults and children.

The Gorky Park

The Gorky Park

Gorky Park opened in 1928 and was the first holiday park in the Soviet Union with playgrounds, a sports stadium, exhibition halls and attractions for kids. Today it has a fresh, vibrant appearance. The park features bike rental stations, a comfortable business area with Wi-Fi, an outdoor movie theatre and a greenhouse where you can buy fresh greens such as basil and lettuce. To contemplate the sky and the stars, go to the observatory and look through the telescope while listening to fascinating stories from astronomers. Enjoy many sports in the park: volleyball, handball, football or a peaceful jog around the beautiful surroundings.

Zaryadye Park

Zaryadye Park

Opened in September 2017, Zaryadye is the youngest on our list. Located just a few minutes away from Red Square, it includes various activities like the floating bridge with its thin V-form extension, an ice cave, also concert hall and an amphitheater. The entire territory of the park was divided into four zones of Russia: forest, steppe, tundra, and the floodplains.

Neskuchny Sad

spectera vision phone

By walking along the Moskva River’s bank from the Gorky Park towards Vorobievy Gory (Sparrow Hills) you’ll reach Neskuchny Sad («Not Boring» garden), a wonderful place in the Moscow center, one of Moscow’s oldest parks, charming slice of wildlife. The park mostly consists of pristine forest, dotted with old summer pavilions, ponds and quaint little stone bridges. There are a lot of opportunities for different activities lots of children playground, a ping-pong and chess clubs, football fields and tennis courts, horse riding, tree climbing and having rest in one of the nice cafes.

Museon Park

spectera vision phone

Hermitage Garden

spectera vision phone

Hermitage Garden has always been known as an amusement, entertainment center with theatres, shows, cafes, summer pavilions, pergolas since 1830. Shalyapin, Sobinov, Nezhdanova – great Russian opera singers starred on the garden stage. Famous Russian composer Rakhmaninov conducted the orchestra. Sara Bernar, Maria Yermolova, outstanding actresses, played in the open air performances. Tolstoy and Lenin had a stroll in the garden. So lots of celebrities from different epoques liked it a lot and spent their time in Hermitage Garden. You can find here three theatres in the garden: Hermitage, Sphere and New Opera. During winter an ice rink works here and in summer a musical stage is assembled to host jazz and brass band festivals.

spectera vision phone

In Sokolniki Park visitors can play billiard, chess or draughts, table tennis, as well as go cycling, roller blading and swimming in the summer and ice skating or skiing in winter. Each season is highlighted by special memorable and bright events, for example, Summer Jazz Festival or Baby Fest (for future mums), open air beach disco parties, Ice Cream Day, International Clown Festival and many other shows and exhibitions. The park has an observatory, kids center and a co-working zone with free Wi-Fi which is really nice for spending high quality work time there.

spectera vision phone

Moscow nature parks

The nature parks are national reserves with the amazing forestry and incredible variety of animals and plants there. The breath of wildlife and the chance to be closer to the virgin nature excites both children and grownups. Hundreds of different species of animals can be found in Moscow nature parks. The richest woodlands with old and even ancient trees, like a 200 years pine-tree in the Elk Island National Nature Park, are the point of passionate interest for visitors.

Aptekarsky Ogorod

Aptekarsky Ogorod (Apothecary Garden)

Aptekarsky Ogorod (Apothecary Garden)

Aptekarsky Ogorod (Apothecary Garden) is one of the oldest gardens in Moscow. It was founded in the XVIII century by Peter the First (great Russian emperor). A larch that he planted himself still grows in the garden, so it’s more than 250 years old. At the time of its foundation, it was a garden with herbs and medicinal plants and was used as an educational center for doctors. Today there are the orangery with its tropical palms, the carp pond, and the immense trees that dot the landscape and turn wonderful golden shades in the autumn. Several restaurants and cafes work here making it a very nice spot for relaxation no matter what season it is. You can book a special tour or join the guided excursion group.

Losiny Ostrov

Losiny Ostrov (Elk Island Park)

Losiny Ostrov (Elk Island Park)

Losiny Ostrov (Elk Island Park) is located at the north of Moscow. It covers 22 km from the west to the east and 10 km from the north to the south and it’s one of the most beautiful national parks in Moscow. Two rivers, Yausa and Pechorka begin here. You can find lots of fields, ponds, meadows, streams in the park as well as elks. Here you can enjoy guided tours, available in English. You can choose a guided tour about flora and fauna of the area, you’ll learn why elks are there, which animals are their neighbors. Or enjoy another excursion, which is totally devoted to historical past of ancient tribes once lived there, you’ll know about old Russian mythology, rituals and traditions.

Serebyany Bor

spectera vision phone

Serebyany Bor (Silver Forest)

Serebyany Bor (Silver Forest) is a famous pine forest in the west of Moscow. The park has 230 forms of plant life, and is also home to watersports complex, providing a lot of activities for visitors. The layout of Serebryany Bor is unusual, as it is located on an artificial island between a meander in the Moscow River and a channel. There is an artificial lake, the Deep Gulf and picturesque Bezdonnoe (Bottomless) Lake in the depths of the forest. Serebryany Bor’s beaches are the cleanest in the city and very popular among Muscovites. On weekends it is difficult to find a free spot here, especially because a whole range of services are offered to visitors, from simple deckchairs to catamaran and yacht rides. Driving is prohibited on the territory of the island so be ready to use trolleybus to reach the entrance.

Botanichesky Sad

Greenhouse of Botanical Garden

Greenhouse of Botanical Garden

Main Botanical Garden of The Russian Academy of Sciences is the largest and most famous is Moscow. The garden is a real museum of nature with a very rich (more than 18000 types) collection of plants. The park was founded in 1945 at the place of the 17th century Apothecaries’ Gardens. The garden’s collection is turned into botanical expositions, made with use of modern receptions of landscape architecture. Here you can see a tree nursery, a shadow garden, hothouse complex, collection of flowers, a rosary, exposition of coastal plants, garden of continuous blossoming, Japanese garden and expositions of cultural plants and natural flora plants. The biggest part of Garden is the Tree nursery occupying the space of 75 hectares. About 2 thousand wood plants grow here. Another big exposition of the Garden is nature Flora, divided into six botanic-geographical collections: European part of Russia, Caucuses, Central Asia, Siberia and Far East. Pride of the Main Botanical Garden is the collection of tropical, coastal and water plants, which is considered as the best in Europe. The Japanese garden, a great model of Japanese landscape gardening art has a 13-level stone pagoda of the 18th century, stone Japanese lamps, ponds, falls and streams, tea lodges and more than 100 species of the most character Japan plants. It is especially decorative in spring, during Oriental cherry blossoming and in fall, when foliage blazes in crimson colors.

Moscow historic parks

Historic nature parks and estates once were the mansions of the Moscow aristocracy. At that far times the estates were outside the Moscow city limits, but after the city expansion and urbanization, they became easily accessible.

Kolomenskoye

Kolomenskoe

Kolomenskoye Museum and Park

The chief attraction of the park is undoubtedly the stone Church of the Ascension of the Lord. It was constructed in 1532 by order of Tsar Vasily III to commemorate the birth of his son and heir, Ivan the Terrible. But there is a lot more to see in the park: the pretty Church of the Icon of Our Lady of Kazan – with its bright azure domes and plenty of gold. Further into the park there is a charming Church of the Beheading of St John the Baptist, built by Ivan the Terrible to mark his coronation.

Kuskovo

Kuskovo Park

Kuskovo Park is one of the oldest country estates in Moscow. It was given to General Sheremetev by Peter the Great in 1715, but was left to fall into neglect before being plundered by Napoleon’s troops in 1812. Nowadays the estate has been restored to its former glory and is a good example of Russian 18th Century imperial architecture. The palace is a fine and rare example of wooden neoclassicism. It was completed in 1775, and the rich interiors remain unchanged since 1779. It includes a room hung with exclusive exquisite Flemish tapestries, an abundance of silk wallpaper and an impressive collection of 18th century European and Russian paintings. The palace looks onto the lake, which is surrounded by smaller pavilions: pretty Italian, Dutch and Swiss Cottages, Blank’s Hermitage and the old Orangery, where the State Ceramics Museum is located now, an extensive and absorbing collection of porcelain from the 18th century to the present day. On the other side of the lake is a large wood popular with local cyclists and joggers.

Our Private Tours in Moscow

Moscow metro & stalin skyscrapers private tour, soviet moscow historical & heritage private tour, layover in moscow tailor-made private tour, «day two» moscow private tour, whole day in moscow private tour, gastronomic moscow private tour, all-in-one moscow essential private tour, moscow art & design private tour, tour guide jobs →.

Every year we host more and more private tours in English, Russian and other languages for travelers from all over the world. They need best service, amazing stories and deep history knowledge. If you want to become our guide, please write us.

Contact Info

+7 495 166-72-69

[email protected]

119019 Moscow, Russia, Filippovskiy per. 7, 1

Mon - Sun 10.00 - 18.00

ParkNews Logo

  • About ParkNews
  • Privacy Policy

FEIG ELECTRONIC: Moscow-City Skyscrapers Streamline Parking Access and Control with Secure RFID

Feig electronic partners with isbc group to deploy ucode dna rfid security and parking access control solution in moscow business district.

Weilburg, Germany  — December 3,  2019  —  FEIG ELECTRONIC , a leading global supplier of radio frequency identification (RFID) readers and antennas with fifty years of industry experience, announces deployment of the UCODE DNA RFID security and parking contactless identification solution in the Moscow International Business Center, known as Moscow-City, one of the world’s largest business district projects.

The management of Moscow-City not only selected long-range, passive UHF RFID to implement in its controlled parking areas, it also chose to implement UCODE DNA , the highest form of secure RAIN RFID technology, developed by NXP Semiconductors.

spectera vision phone

Panoramic view of Moscow city and Moskva River at sunset. New modern futuristic skyscrapers of Moscow-City – International Business Center, toned

“Underscoring NXP’s innovation and leadership in developing advanced RAIN RFID technologies, our UCODE DNA was chosen to be incorporated with the FEIG and ISBC implementation of the contactless identification system in the prestigious Moscow-City,” said Mahdi Mekic, marketing director for RAIN RFID with NXP Semiconductors. “This exciting project represents yet another successful deployment of NXP’s contactless portfolio, and showcases our continued ability to meet the high-security requirements of highly demanding applications without compromising user convenience.”

“UCODE DNA is considered the only identification technology to match the physical protection of a barrier with the cybersecurity necessary to truly protect entrances from unauthorized access,” said Manuel Haertlé, senior product manager for FEIG Electronic. “As a respected contactless payment technology company, FEIG applies security know-how from its payment terminals, which are fully certified according to the latest high-class security standards, into our RFID systems. FEIG vehicle access control RFID readers incorporate advanced secure key storage elements, supporting various methods for secure key injection.”

FEIG’s partner ISBC Group provided the knowledge and support for this successful implementation using  FEIG’s long-range UHF RFID . The resulting system enables authorized vehicle entry into areas reserved for private residential use or corporate tenants, while also allowing availability of temporary, fee-based visitor parking. Thanks to the cryptographic authentication of UCODE DNA, both the tag and reader must go through an authentication procedure before the reader will validate the data from the tag, which is transmitted wirelessly. This level of authentication is typically used in the most secure data communication networks.

“The system’s two-step authentication means that only authorized equipment can handle the secure protocol and the data exchange with the UCODE DNA based tag. Without the required cryptographic secrets, other readers would query the tag in vain, because the tag’s response cannot be interpreted or understood,” said Andrey Krasovskiy, director of the RFID department at ISBC Group. “On top of this, each data exchange in the authentication process is unique, so even if a malicious actor were to intercept the communication, the transmission is only good for a single exchange and the tag’s unique identity is protected from cloning.”

Established in 1992 and still growing, Moscow-City is the revitalization and transformation of an industrial riverfront into a new, modern, vibrant and upscale business and residential district. A mix of residential, hotel, office, retail and entertainment facilities, it is located about four kilometers west of Red Square along the Moscow River. Twelve of the twenty-three planned facilities have already been completed, with seven currently under construction. Six skyscrapers in Moscow-City reach a height of at least 300 meters, including Europe’s tallest building, Federation Tower, which rises more than 100 stories.

Partnering with ISBC and deploying FEIG Electronic RFID solutions, the Moscow International Business Center is delivering security and access control to its city center today, as it grows into the city of tomorrow.

About FEIG ELECTRONIC

FEIG ELECTRONIC GmbH, a leading global supplier of RFID readers and antennas is one of the few suppliers worldwide offering RFID readers and antennas for all standard operating frequencies: LF (125 kHz), HF (13.56 MHz), UHF (860-960 MHz). A trusted pioneer in RFID with more than 50 years of industry experience, FEIG ELECTRONIC delivers unrivaled data collection, authentication, and identification solutions, as well as secure contactless payment systems. Readers from FEIG ELECTRONIC, which are available for plug-in, desktop, and handheld applications, support next-generation contactless credit cards, debit cards, smart cards, NFC and access control credentials to enable fast, accurate, reliable and secure transactions. For more information, visit:  www.feig.de/en

Founded in Moscow in 2002, ISBC Group provides knowledge and support to integrators for their successful implementation of RFID and smart card-based solutions. The company specializes in the distribution of smart card equipment, contact and contactless card manufacturing, smart card and RFID personalization services, and information security.  Its Research and Design Center is focused specifically on RFID, primarily HF and UHF solutions with NXP tags, and software development for the smart card industry. For more information visit:  https://isbc-cards.com/

← Previous Post

Next Post →

Privacy Overview

2018 Primetime Emmy & James Beard Award Winner

R&K Insider

Join our newsletter to get exclusives on where our correspondents travel, what they eat, where they stay. Free to sign up.

A History of Moscow in 13 Dishes

Featured city guides.

IMAGES

  1. ITSkins Spectra Vision Light Pink (iPhone 8/7 Plus)

    spectera vision phone

  2. ITSkins Spectra Vision Διάφανο (Galaxy S8)

    spectera vision phone

  3. Spectera Benefits are Better at Complete Family Eye Care

    spectera vision phone

  4. PPT

    spectera vision phone

  5. PPT

    spectera vision phone

  6. Spectera Review

    spectera vision phone

VIDEO

  1. Spectra

  2. Unboxing dan Review Lengkap Spectra QR / Spectra QRechargeable

  3. SPECTRALIS Innovations

  4. spectra QR new face

  5. Leader Vision phone por Android

  6. redesign for spectral

COMMENTS

  1. Spectera

    We would like to show you a description here but the site won't allow us.

  2. www.myspectera.com

    We would like to show you a description here but the site won't allow us.

  3. Contact Us By Phone

    Contact Us By Phone. Have questions regarding www.uhccontacts.com products and services? · Contact us at 1-855-287-0348 Monday through Friday from 8 AM to 8 PM EST. Have questions regarding your UnitedHealthcare Vision Plan and Benefits? · Contact us at 1-800-638-3120 Monday through Friday 8 AM to 11 PM and Saturday 9 AM to 6:30 PM EST.

  4. Spectera Vision Insurance (Glasses, LASIK, etc.)

    Glasses. Contact lenses. 7. Spectera is a type of vision insurance, underwritten by Golden Rule Insurance Company. It offers significant cost savings on eye care and eyewear. Spectera vision insurance is tied to a broad provider network, allowing you to choose eye doctors and eyewear freely. This includes both ophthalmologists and optometrists. 3.

  5. Vision insurance

    UnitedHealthcare vision insurance plans offer a variety of individual coverage options. Vision insurance helps cover eye exams, contacts, glasses and more.

  6. Vision

    Effective January 1, 2023 Spectera is rebranded to UnitedHealthcare Vision. ... Phone Numbers/Hours and Addresses: Employees and Retirees: ExxonMobil Benefits Service Center 800-682-2847 (toll free) ... The ExxonMobil Vision Plan (the Plan) encourages preventive eye care by offering coverage for comprehensive eye exams and allowances for lenses ...

  7. Contact us

    Phone numbers and links for connecting with us Preferred Lab Network. List of contracted, high-quality independent lab providers Demographics and profiles. Update, verify and attest to your practice's demographic data ... Routine services visit Spectera Vision Network or call 800-638-3120. Medical services select your state below.

  8. Spectera Vision providers: Eyeglasses, eye exams, contacts

    Wisconsin Vision eye doctors accept Spectera vision insurance at 26 locations statewide. Contact us or stop by for a free coverage check & we'll explain your vision benefits for eye exams, eyeglasses, contact lenses and prescription sunglasses.

  9. Find Doctors Who Accept Spectera Near Me

    View all our doctors who accept Spectera near you. Find and Research a Healthcare Provider. Location. Find Doctors Who Accept Spectera Near Me. ... The eye care boutique focuses on quality vision, contact lens fittings, eyeglasses, sunglasses, and... (470) 729-2020. 76 Norcross Street, Roswell, GA 30075. Accepting patients. Book Online.

  10. What Eyecare (Including LASIK) Does Spectera Vision Cover?

    Spectera Vision Insurance offers comprehensive vision coverage for individuals and their dependents. Services covered by Spectera Vision include: Eye exams. Frame benefits. Contact lens benefits. Additional glasses. Lens upgrades. Keep reading as we go into depth on Spectera Vision Insurance and all of its benefits.

  11. Vision Plan Options

    Our vision plan, through UnitedHealthcare, is designed to help you and your family with routine eye care costs. An annual eye exam is covered at 100% if you seek services with a UnitedHealthcare provider. Other covered services are listed in the table below. For detailed information, view the vision enrollment guide below or visit myuhcvision.com.

  12. Spectera Vision Insurance

    How to Use Your Spectera Vision Out-of-Network Benefits: Step 1: Call Spectera Vision at this number 1-800-638-3120, or register online here. Step 2: Give them your plan number, and your verifying information. Step 3: Ask them to describe your the Out-of-Network benefit for your plan. Ask for the information necessary to submit the out-of ...

  13. PDF Vision Benefit Summary 2021 Powered by Spectera Eyecare Networks

    Vision Benefit Summary Customer Service and Provider Locator: (800) 638-3120 ... customer-focused people and the nation's most accessible, diversified vision care network. Powered by Spectera Eyecare Networks Rates(Monthly) Exam with Materials Employee $10.93 Employee + Spouse $15.18 Employee + Child(ren) $15.91 Employee + Family $28.41

  14. PDF 5 Vision Benefit Summary Customer Service and Provider Locator: (800

    Vision Benefit Summary Customer Service and Provider Locator: (800) 638-3120 www.umr.com Spectera vision has been trusted for more than 50 years to deliver affordable, innovative vision care solutions to the nation's leading employers through experienced, customer-focused people and the nation's most accessible, diversified vision care network.

  15. PDF Vision Benefit Summary

    Plan V1006 Vision Benefit Summary Customer Service and Provider Locator: (800) 638-3120 ... Administrative services provided by Spectera, Inc., United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number VPOL.06.TX or VPOL.13TX and associated COC form number VCOC.INT.06.TX or VCOC.CER.13.TX. ... Phone: Toll ...

  16. VISION

    Effective January 1, 2023 Spectera is rebranded to UnitedHealthcare Vision. ... Phone Numbers/Hours and Addresses: Employees and Retirees: ExxonMobil Benefits Service Center 800-682-2847 (toll free) ... The ExxonMobil Vision Plan (the Plan) encourages preventive eye care by offering coverage for comprehensive eye exams and allowances for lenses ...

  17. How to Become a Spectera Provider

    With a focus on ensuring access to its 20 million members, Spectera provides a network of vision providers that range from small, independent practices to large, nationwide brands. Spectera helps providers who are focused on patient health and practice growth by delivering profitable plans on an intuitive platform with a 24/7 online portal and Provider Relations Advocates for additional support.

  18. Eye Doctor in Camp Hill, PA

    Fast and Easy Eye Exams in Camp Hill, PA. If you're searching for an eye doctor in Camp Hill, PA, Visionworks has you covered. We're located right across the Capital City Mall from Highway 15. Our easily accessible location makes it easier than ever to keep your eyes healthy. We're central to so many of the city's attractions.

  19. Moscow parks

    Losiny Ostrov. Losiny Ostrov (Elk Island Park) Losiny Ostrov (Elk Island Park) is located at the north of Moscow. It covers 22 km from the west to the east and 10 km from the north to the south and it's one of the most beautiful national parks in Moscow. Two rivers, Yausa and Pechorka begin here.

  20. FEIG ELECTRONIC: Moscow-City Skyscrapers Streamline Parking Access and

    "Underscoring NXP's innovation and leadership in developing advanced RAIN RFID technologies, our UCODE DNA was chosen to be incorporated with the FEIG and ISBC implementation of the contactless identification system in the prestigious Moscow-City," said Mahdi Mekic, marketing director for RAIN RFID with NXP Semiconductors.

  21. 21 Things to Know Before You Go to Moscow

    1: Off-kilter genius at Delicatessen: Brain pâté with kefir butter and young radishes served mezze-style, and the caviar and tartare pizza. Head for Food City. You might think that calling Food City (Фуд Сити), an agriculture depot on the outskirts of Moscow, a "city" would be some kind of hyperbole. It is not.